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Loan Rejected Again? Here’s What You’re Doing Wrong (And How Vizzve Helps)

 Young Indian professional smiling while viewing loan approval on Vizzve app after facing earlier rejections from traditional banks.

Loan Rejected Again? Here’s What You’re Doing Wrong (And How Vizzve Helps)

Vizzve Admin

Loan rejections hurt—especially when you really need the money.
If you’ve been denied by banks or apps more than once, it’s time to understand why and switch to smarter solutions.

Vizzve Finance is designed for salaried Indians who are often left out by traditional lenders. Here's how we help fix what’s going wrong.

5 Common Reasons Loans Get Rejected

1.  Low or No Credit Score

Traditional lenders focus heavily on your CIBIL score. If you’re a first-timer or have had missed payments—instant rejection.

2. Unstable Employment

Frequent job changes or working with startups/contract roles often raises red flags for banks.

3.  Insufficient Income

Even if you earn regularly, banks often have outdated benchmarks. Vizzve looks beyond that.

4.  Incomplete Paperwork

Missing one document = long delays or outright rejection.

5.  Bank Bias

Banks prefer people with high balances or history with them—leaving salaried workers behind.

 How Vizzve Helps You Get Approved

1.  Alternative Credit Evaluation

Vizzve checks your salary pattern, income consistency, and spending—not just your credit score.

2.  100% Digital Application

No physical documents. No unnecessary bank visits. Just your PAN, Aadhaar, and income proof.

3.  Fast, Fair & Flexible

We make lending inclusive—whether you earn ₹15K or ₹50K per month.
Flexible tenures. Transparent EMIs. No hidden rejection.

4. Support for First-Time Borrowers

Even with no credit history, you’re eligible with Vizzve.

FAQs – 

Q1. What’s the minimum income required?
Vizzve generally works for salaried individuals earning ₹10,000+ per month.

Q2. What documents do I need?
Just your PAN, Aadhaar, and salary proof or bank statement.

Q3. Can I apply if I’ve been rejected by banks before?
Yes! Vizzve helps those overlooked by traditional systems.

Q4. What if my CIBIL score is low?
No problem—we evaluate you holistically, not just on CIBIL.

Say Goodbye to Rejections. Say Hello to Vizzve.

You’re not the problem—the old system is.
Vizzve is built for real, working Indians who need access to credit—fast, fair, and stress-free.

Download Vizzve now. Let your loan journey begin with a ‘Yes.’

Published on : 4th July

Published by : SMITA

www.vizzve.com || www.vizzveservices.com    

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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed.

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