From fake lending apps to phishing calls offering "guaranteed loans", loan fraud is on the rise.
Scammers are targeting unsuspecting people with promises of quick money—only to trap them in hidden charges, data theft, and extortion.
At Vizzve Finance, we’re sounding the alarm—and giving you the tools to stay safe.
5 Red Flags of a Loan Scam (That Real Lenders Like Vizzve Avoid)
🔴 1. Upfront Processing Fee Demand Without Approval
🚫 If someone asks for a “registration” or “clearance” fee before confirming your loan—it’s a scam.
✅ At Vizzve, no fee is collected until your application is verified and approved.
🔴 2. Too-Good-to-Be-True Offers (Even With Poor Credit)
🚫 "No documents needed! ₹10 lakh in 2 minutes!"
If it sounds magical—it’s probably fake.
✅ Vizzve offers transparent, credit-based lending. Real loans require verification, even if it’s fast.
🔴 3. Unregistered Apps & Unknown Websites
🚫 Fake apps mimic trusted lenders and disappear with your data.
✅ Always download from the Google Play Store or Apple App Store, and verify the app is published by Vizzve Finance Pvt. Ltd.
Check if the platform is NBFC-registered or RBI-authorized.
🔴 4. No Physical Address or Customer Support
🚫 Scam lenders disappear when something goes wrong. No emails, no calls, no support.
✅ Vizzve offers real-time support via in-app chat, email, and helpline. Our office details are public, and we're always reachable.
🔴 5. Threats, Harassment, or Social Media Blackmail
🚫 Some fraudsters extort money by accessing your contacts, sending abusive messages, or threatening to shame you online.
✅ Vizzve follows strict data privacy laws and ethical collection practices. We never harass.
Vizzve’s Quick Safety Checklist Before Applying for Any Loan
✅ Check RBI/NBFC license status
✅ Read reviews on Google Play or social platforms
✅ Never share OTPs or passwords
✅ Avoid unknown links from SMS or WhatsApp
✅ Use official websites and apps only (like www.vizzve.com)
FAQ: Spotting & Reporting Loan Scams
Q1. What should I do if I already paid a scammer?
Immediately file a cybercrime complaint at https://cybercrime.gov.in and contact your bank.
Q2. How do I know if a loan app is legit?
Check if it’s listed on RBI’s authorized NBFC list. Verify app permissions and reviews.
Q3. Can Vizzve help with fraud recovery?
While we can’t reverse third-party scams, we can guide you on next steps and connect you to cybercrime support channels.
✅ Why Borrowers Trust Vizzve
RBI-compliant lending
100% paperless and secure
Transparent rates and charges
No harassment, ever
Real people, real support
Final Thoughts from Vizzve
Getting a loan shouldn’t put your identity, peace of mind, or bank balance at risk.
That’s why Vizzve is here—to help you borrow confidently, not fearfully.
Stay informed. Stay alert. Stay scam-free.
Vizzve Finance – Safe Loans. Real Support. Always.
Published on : 12th July
Published by : SMITA
www.vizzve.com || www.vizzveservices.com
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed.