Loan with ITR Proof – How to Boost Your Approval in 2025”
🧾 Loan with ITR Proof – How to Boost Your Approval in 2025
If you’re self-employed, a freelancer, or have variable income, getting a personal loan without salary slips can be tough. But here’s the solution: Income Tax Returns (ITR) can work as a strong proof of income.
With Vizzve Financial, you can apply for a personal or business loan using your ITR documents alone — fast, paperless, and with RBI-registered lenders.
💡 Why Use ITR to Get a Loan?
✅ Accepted by banks & NBFCs as valid income proof
✅ Especially useful for self-employed, freelancers, consultants, and business owners
✅ Improves your loan eligibility and approval chances
✅ Helps get higher loan amounts with better interest rates
💳 Vizzve Makes Loan Approval Easier with Just Your ITR
Vizzve Financial is India’s trusted loan platform that connects you with multiple lenders who accept ITR as income proof.
✅ Loan Highlights with ITR:
-
Loan Amount: ₹10,000 to ₹15,00,000
-
No salary slip or fixed income required
-
ITR for last 1–2 years accepted
-
Disbursal in 24–48 hours
-
Available PAN India
-
EMI options starting from ₹1,000/month
👉 Apply online now at www.vizzve.com
📑 Documents You’ll Need (ITR-Based Loan)
-
ITR Acknowledgement (last 1 or 2 years)
-
Aadhaar & PAN Card
-
Bank statement (last 6 months)
-
Business address proof (if applicable)
🏦 Who Should Apply?
-
Freelancers
-
Consultants
-
Small Business Owners
-
Professionals (doctors, designers, engineers, etc.)
-
Anyone without traditional salary slips
❓ FAQs – Loan with ITR as Proof
Q1. Can I get a loan without a salary slip using ITR?
✅ Yes! Vizzve accepts ITR + bank statement as income proof.
Q2. How many years of ITR are required?
✅ At least 1 year, but 2 years ITR can increase your chances.
Q3. What type of loan can I apply for?
✅ Personal loan, business loan, wedding loan, or education loan.
Q4. How fast will I get the money?
✅ Most loans are approved and disbursed within 24–48 hours.
Q5. Can I apply fully online?
✅ Yes. Vizzve offers 100% digital applications with no paperwork.