Apple has introduced a major update to its device protection plan: AppleCare+ now includes coverage for theft and loss of iPhones.
This marks a significant upgrade from the earlier plan, which primarily focused on accidental damage repairs.
The new benefit provides iPhone users with extra peace of mind, especially as smartphones become more essential and more valuable.
The update comes as part of Apple’s ongoing effort to strengthen device security and offer broader protection options for customers.
What Has Changed in AppleCare+?
Previously, AppleCare+ offered only accidental damage protection, such as:
Screen damage
Back glass damage
Hardware failures
Battery replacement
With the latest expansion, the plan now includes theft and loss, meaning users can get a replacement device if their iPhone is:
Stolen
Lost in transit
Lost accidentally
This aligns AppleCare+ more closely with premium device protection plans offered globally.
How the Theft & Loss Protection Works
To qualify for theft and loss coverage:
✔ Users must have Find My iPhone enabled
This is mandatory at the time the device was lost or stolen.
✔ Claim approval requires proper verification
Apple may require proof of ownership, documentation, or incident reports.
✔ A deductible fee applies
Apple charges a service fee for replacement devices.
✔ Replacement is usually a brand-new or equivalent device
Depending on availability.
What Is Still Covered Under AppleCare+?
The updated AppleCare+ continues to include:
Accidental damage (unlimited incidents)
Water damage
Faulty components
Display and back-glass repairs
Battery service when capacity drops below 80%
Adding theft and loss makes the plan more comprehensive overall.
Why This Update Matters for iPhone Users
1. Rising smartphone theft
Increasing urban theft cases make protection more valuable.
2. High iPhone replacement costs
New iPhones can cost ₹70,000–₹1,50,000+, making loss financially painful.
3. Peace of mind for travellers
Especially useful for people who travel frequently.
4. More competitive with global device insurance plans
AppleCare+ becomes closer to full-coverage mobile insurance.
Who Should Consider Theft & Loss Coverage?
The updated plan is ideal for:
People who travel often
Students
Users in crowded metro areas
People prone to misplacing devices
Those using high-end iPhone models (Pro series)
FAQs
1. Is theft and loss coverage automatic with AppleCare+?
No, users must choose the AppleCare+ with Theft and Loss plan if available in their region.
2. Do I need Find My iPhone enabled?
Yes — claims may be rejected without it.
3. Can I get a replacement the same day?
Depending on region and stock, Apple often offers quick replacements.
4. Does the plan cover stolen accessories?
No — coverage is for the iPhone itself.
5. Is there a deductible?
Yes, Apple charges a service fee for theft or loss replacements.
Published on : 19th November
Published by : SMITA
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Source Credit: Content based on report by Anas Ali.