💳 Low CIBIL Score? How Vizzve Still Gets You Approved for a Loan

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🚫 The Problem: Rejected Loans Due to Low CIBIL?

Most Indian banks and NBFCs deny loans to anyone with a CIBIL score below 650. If you've missed EMIs, used credit cards poorly, or never had credit history, your loan application might be rejected outright.

But that’s where Vizzve Financial is changing the game.

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✅ Vizzve’s AI Bypasses the Traditional CIBIL Roadblock

Unlike banks that depend only on CIBIL scores, Vizzve Financial’s AI-based system uses alternate data models to assess your eligibility:

🔍 What Vizzve Evaluates Instead:

• Bank statement cash flow

• UPI/digital payment behavior

• Employment consistency

• Utility bills & rent payments

• Mobile recharges and data usage

• GST filings (for self-employed)

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⚙️ How It Works – Vizzve’s Smart Loan Approval

1️⃣ Download the Vizzve app
2️⃣ Register with Aadhaar & PAN
3️⃣ Upload your bank statement (or give secure consent via SMS)
4️⃣ Vizzve’s AI scans 150+ signals to assess creditworthiness
5️⃣ Loan approved even with CIBIL < 600

💡 Even first-time borrowers or those with no credit history can qualify.

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🏦 Real Case: Approved Without a CIBIL Score

👤 Rajesh, Chennai: “I had a CIBIL of 585 due to late credit card payments. No bank would give me a loan. Vizzve approved ₹25,000 within 4 hours!”

👩‍💼 Sneha, Pune: “As a freelancer with no credit score, I thought I was ineligible. Vizzve looked at my UPI transactions and bank inflow—got ₹15,000 instantly.”

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💸 Vizzve Loan Features for Low CIBIL Applicants