🎊 Why October Is Loan Season in India
October is when loan searches spike across India — thanks to festivals like Dussehra, Navratri, and Diwali. People look to buy gold, renovate homes, travel, and shop big.
And what do they search on Google?
✅ “Low interest personal loan October 2025”
✅ “Best Diwali loan app”
✅ “Festive finance offers India”
This blog compares the top options — and reveals why Vizzve Financial’s festive loan offer is one of the smartest this season.
🏆 Top Low-Interest Personal Loan Offers – October 2025
| Lender | Interest Rate (p.a.) | Loan Amount | Special Festive Feature |
|---|---|---|---|
| Vizzve Financial | 10.50%–15.90% | ₹10,000 – ₹5L | Instant approval, no income proof, free top-up |
| HDFC Bank | 11.50% – 24.00% | Up to ₹40L | Gift vouchers on approval |
| SBI (YONO App) | 10.30% – 15.30% | Up to ₹35L | Pre-approved festive offers |
| Axis Bank | 10.99% onwards | Up to ₹25L | Reduced processing fee |
| KreditBee / CASHe | 18.00% – 30.00% | ₹5K – ₹2L | Fast disbursal, higher cost |
💡 Vizzve is ideal for gig workers, freelancers, and anyone with low CIBIL or no salary slip.