Medicine Prices Are Climbing—Here’s Why It Matters
In 2025, essential drug prices have seen a 5–12% hike across India, affecting everything from antibiotics and insulin to common over-the-counter tablets. With rising input costs, global supply chain issues, and reduced price control on certain drug categories, your monthly pharmacy bill could quietly double.
For families with chronic health needs, this isn’t a small bump—it’s a growing burden.
What’s Driving the Hike?
Global inflation on raw materials
Reduced subsidies on select essential medicines
Import duties on pharma intermediates
Higher distribution and packaging costs
Patent shifts moving generics into premium categories
Even drugs like paracetamol, blood pressure meds, and diabetes tablets are now noticeably more expensive.
Monthly Health Budget: Why You Need It in 2025
If you're spending ₹1,000/month on medicine, a 10% rise means ₹1,100 now—₹1,200 soon. Over 12 months, that’s an extra ₹2,400–₹3,000—unplanned.
Here’s how to build a smart health budget:
✅ 1. Track Your Health Spend
Use an app or a health diary. Note down medicines, tests, doctor visits, supplements, etc. This gives a realistic view of your total monthly healthcare cost.
✅ 2. Create a Fixed Monthly Health Envelope
Set aside a separate monthly amount just for medicine + checkups + emergencies. Start with ₹1,000–₹2,000 if you’re healthy; more if you have ongoing treatment.
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✅ 3. Go Generic When Safe
Always ask for generic substitutes to branded drugs. They're often 40–80% cheaper and just as effective, especially when prescribed by a doctor.
✅ 4. Stock Up Smartly
For long-term meds, buy in bulk at the start of the month when discounts are better—avoid emergency last-minute buys.
💳 How Vizzve Finance Keeps You Medically and Financially Healthy
When monthly medical bills surge and insurance doesn’t cover it all, Vizzve Finance steps in with fast, secure solutions.
💼 What Vizzve Offers:
Micro-loans for medicine or hospital bills
Quick approval with minimal documentation
Flexible EMIs tailored to your income
No hidden charges
RBI-registered lenders only—your data is safe
From buying chronic illness meds to handling an unexpected diagnostic test, Vizzve ensures that health never has to wait for money.
FAQs
Q1: Are medicine prices rising across the board?
Yes, especially essential and chronic illness meds. Even OTC tablets and supplements are affected by the 2025 rate hike.
Q2: What is a health budget?
A health budget is a fixed amount you set aside monthly for medical expenses—just like rent or groceries.
Q3: Can I use Vizzve to finance medical bills?
Absolutely. Vizzve offers quick, low-amount loans that can be used for medication, tests, hospital bills, or doctor consultations.
Published on : 8th July
Published by : SMITA
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