Every year, monsoons leave behind more than just puddles — they leave cracked walls, damaged roofs, flooded floors, and broken appliances.
And the worst part?
Repairs can’t wait. But your wallet might.
That’s why Vizzve Finance brings you fast, flexible, and stress-free loan options to handle home repair emergencies without panic.
Common Monsoon Damages That Need Urgent Fixing
✅ Roof leaks and water seepage
✅ Short-circuited appliances
✅ Wall cracks and damp patches
✅ Flooring damage due to waterlogging
✅ Broken water tanks and plumbing failures
✅ Furniture, paint, and woodwork damage
And all of this can cost anywhere from ₹5,000 to ₹1.5 lakh, depending on how soon you act.
Fast Loan Options to Tackle Monsoon Repairs
1. Instant Personal Loan from Vizzve
💸 ₹5,000 to ₹2,00,000
⚡ Approval in under 10 minutes
📆 Flexible EMI options up to 24 months
📲 Fully digital process
Best for: Minor to medium-level home repairs or appliance replacement.
2. Micro Emergency Loan (Low Doc)
✅ No income proof required
✅ Based on UPI or bank transaction history
✅ Ideal for renters, gig workers, or salaried people with urgent needs
Use Case: Quick fix for AC, fan, fridge, inverter repair.
3. Pre-approved Credit Top-up (For Existing Borrowers)
🔁 Instant credit extension if you're already a Vizzve customer
🔒 No extra KYC needed
⏱️ Disbursed instantly to your account
Loan Amounts vs Common Repair Costs
| Repair Type | Typical Cost | Loan You Can Avail |
|---|---|---|
| Roof Seepage Fixing | ₹15,000–₹40,000 | ₹25,000 Loan |
| Appliance Replacement | ₹8,000–₹25,000 | ₹15,000 Loan |
| Wall Waterproofing & Paint | ₹20,000–₹70,000 | ₹50,000 Loan |
| Plumbing & Water Damage | ₹5,000–₹30,000 | ₹10,000 Loan |
What You Need to Apply with Vizzve (Checklist)
✔ PAN card
✔ Aadhaar card
✔ Bank account (active)
✔ Mobile number linked to Aadhaar
✔ Optional: Electricity bill or rental agreement (if asked)
FAQs
Q1. Can I get a loan in 30 minutes for home damage?
Yes. Vizzve offers fast-track approvals and same-day disbursals for verified applicants.
Q2. Is proof of damage needed to get the loan?
No. You only need standard documents. But keeping repair estimates helps you plan your loan amount.
Q3. What if I’m a tenant, not a homeowner?
No problem. Vizzve loans are not property-linked. Anyone facing home damage can apply.
Q4. Can I repay early if insurance reimburses later?
Yes. Vizzve allows early repayment with zero penalty on many loan types.
Published on : 23rd July
Published by : SMITA
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed