📆 Monthly Finance Checklist – September 2025 EMI, Tax & Credit Score Tips
📅 Updated: May 2025
🖊️ Published by: Vizzve Financial
💡 Why September Matters for Your Money
September marks the beginning of India’s festive spending season — with Navratri, Dussehra, and Diwali approaching, plus the second advance tax installment due for many. It’s also a perfect month to clean up your credit, optimize EMIs, and prepare for upcoming expenses.
Here’s your step-by-step financial checklist for September 2025 to stay ahead, avoid penalties, and boost your creditworthiness.
✅ 1. Review & Pay EMIs on Time
Late EMI payments hurt your CIBIL score and can attract penalties.
🔍 Your EMI Tracker This Month:
| EMI Type | Suggested Action |
|---|---|
| Personal Loan | Pay by due date or switch to auto-debit |
| Credit Card | Clear minimum dues or convert to EMI |
| Vehicle/Home Loan | Avoid bounce charges |


