In a Hurry? Personal Loan in Just 1 Hour Is Possible
Whether it’s a medical emergency, urgent rent, or last-minute travel, waiting 3–4 working days for a personal loan is no longer an option.
Thanks to digital lending platforms like Vizzve, getting a personal loan in under 60 minutes is not only possible — it’s real.
Let’s show you how.
Step-by-Step: How to Get a Personal Loan in 1 Hour
1. Apply Online in Minutes
Visit Vizzve Finance’s loan page
Enter basic info: name, income, PAN, mobile
Choose your loan amount and tenure
2. Instant Eligibility Check
Vizzve uses soft credit checks
No impact on your CIBIL score
Based on your income, digital footprint, and past EMI behavior
3. Upload Digital KYC
PAN Card
Aadhaar (linked to mobile)
Bank statement (last 3–6 months)
No printed forms or physical visits
4. Get Instant Approval (Within Minutes)
If eligible, loan gets approved in real-time
You’ll see your loan amount, EMI, and interest rate upfront
5. 1-Hour Disbursal
Once approved, money is transferred to your bank account within 30–60 minutes
Who Can Get a 1-Hour Loan?
| Eligible Profiles | Conditions |
|---|---|
| Salaried Employees | ₹20K+ monthly income, active salary account |
| Gig Workers | Verified UPI or consistent bank inflow |
| Freelancers | Stable digital payment patterns |
| First-Time Borrowers | CIBIL optional if alternate data available |
Sample Loan Options (Vizzve)
| Monthly Income | Loan Range | Tenure | Time to Disbursal |
|---|---|---|---|
| ₹25,000 | ₹50K – ₹1.5L | 3–24 months | ~45 mins |
| ₹50,000+ | ₹1L – ₹3L | 6–36 months | ~60 mins |
Subject to document verification and bank processing window.
Things to Keep Ready for Instant Loan
✅ PAN + Aadhaar (with mobile OTP access)
✅ Active bank account (with net banking)
✅ No active loan defaults
✅ A quiet 10–15 minutes to complete the process!
FAQs
Q1. Can I really get a loan in 1 hour?
Yes. With platforms like Vizzve, disbursal can happen in as little as 30–60 minutes, if all documents are valid.
Q2. What if I don’t have a credit score?
No problem. Vizzve evaluates alternate data like bank cash flow, UPI records, and spending behavior.
Q3. Is it safe to share my documents online?
Yes. Vizzve uses bank-grade encryption and follows RBI-approved security protocols.
Q4. What if my application gets stuck?
You’ll get instant alerts. You can also contact Vizzve support for real-time help.
Published on : 23rd July
Published by : SMITA
www.vizzve.com || www.vizzveservices.com
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🛡 Powered by Vizzve Financial
RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed