At Vizzve, we believe that financial freedom shouldn't depend on your gender or geography.
In India’s remote corners — where banks are far, paperwork is overwhelming, and women are often discouraged from borrowing — we’re making a difference.
Here’s how Vizzve Finance empowers women borrowers, one village at a time.
1. Mobile-First, Paperless Loan Access
Many rural women don’t have access to desktop computers or bank branches.
But almost every household has a smartphone.
We’ve built the Vizzve loan application system to work:
Entirely from a mobile device
With local language support
Without needing a physical branch visit
⏱ It takes just 5 minutes to apply.
2. No Collateral, No Stress
Most rural women don’t own land or gold in their name.
So we don’t demand collateral.
Instead, Vizzve offers:
Unsecured digital loans
Based on income patterns, self-help group activity, or micro business records
We believe trust > property.
3. Works Even with Low Connectivity
Our app is optimized for low-data areas.
With offline-save features, rural users can:
Start an application
Save it without crashing
Upload when signal returns
No 4G? No problem.
4. Doorstep Digital KYC with Field Officers
For women who struggle with:
Uploading Aadhaar or PAN
Understanding digital KYC steps
Our trained field agents visit them and:
Explain everything in local dialects
Verify documents on portable devices
Ensure security, privacy, and trust
This is human-tech synergy in action.
5. Partnering With SHGs & Mahila Mandals
We collaborate with:
Self-Help Groups (SHGs)
Rural women’s co-ops and federations
This builds community-based trust chains, so women:
Feel safe borrowing
Can ask questions freely
Share success stories with peers
6. Loan Options for Micro-Businesses
Whether it’s:
A pickle-making side hustle
Tailoring work from home
Running a kirana shop
Vizzve offers micro-loans starting ₹3,000, perfect for rural entrepreneurs.
No business plan needed — just real intent.
Voices from the Field
“Earlier, I had to ask my husband to go to the bank. Now I take loans in my name, on my phone.” – Meena, Stitching Business, Odisha
“Vizzve helped my daughter start tuition classes in our home. Everything was done through her mobile!” – Latha, Tamil Nadu
Why This Matters
According to NABARD and World Bank reports:
Less than 17% of rural women have access to formal loans
Over 45% of self-help group loans are delayed due to paperwork
With Vizzve, we’re bridging this gender-finance gap.
FAQs
Q1. Can a woman apply for a loan even if the mobile number is in her husband’s name?
Yes. As long as KYC is in her name, mobile ownership isn’t a blocker.
Q2. What if I don’t have a PAN card?
We assist with PAN generation or offer alternate ID-based lending where available.
Q3. Are there female field officers available?
Yes, in sensitive areas, we send female agents to build trust and comfort.
Published on : 30th July
Published by : SMITA
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed