Parag Parikh Flexi Cap vs HDFC Flexi Cap Fund: Which Scheme Is a Better Investment Option in 2025?
Choosing the right Flexi Cap mutual fund in 2025 is critical for long-term wealth creation. Two popular contenders—Parag Parikh Flexi Cap Fund and HDFC Flexi Cap Fund—offer different styles of portfolio management and returns potential. Here's an in-depth comparison to help you decide which fund aligns better with your investment goals.
What Are Flexi Cap Funds?
Flexi Cap mutual funds are equity schemes that can invest across large-cap, mid-cap, and small-cap stocks, offering portfolio diversification and flexibility to the fund manager.
Parag Parikh Flexi Cap Fund – Overview
Fund House: PPFAS Mutual Fund
Launch Year: 2013
Investment Style: Value investing, global diversification
Foreign Exposure: Yes (up to 30%)
Top Holdings: Alphabet, HDFC Bank, Bajaj Holdings
Risk Profile: Moderately high
Ideal for: Long-term investors preferring low churn and high conviction bets
HDFC Flexi Cap Fund – Overview
Fund House: HDFC Mutual Fund
Launch Year: 1995 (earlier as HDFC Equity Fund)
Fund Manager: Prashant Jain (former), now Navneet Munot
Investment Style: Predominantly Indian equities, large-cap bias
Top Holdings: ICICI Bank, Infosys, HDFC Bank
Risk Profile: High
Ideal for: Investors seeking domestic market exposure with a focus on economic growth
Which Fund Should You Choose in 2025?
Choose Parag Parikh Flexi Cap if you want:
Global exposure (Alphabet, Meta, etc.)
A value-investing style
Lower portfolio turnover
Consistency in fund management
Choose HDFC Flexi Cap
if you:
Prefer Indian economic growth-focused stocks
Are okay with higher volatility
Want a more traditional large-cap-heavy allocation
Frequently Asked Questions (FAQ)
Q1. Are Flexi Cap funds good for long-term investment in 2025?
Yes. Their ability to allocate freely across market caps gives them an edge during changing market cycles.
Q2. Which fund has lower risk – Parag Parikh or HDFC Flexi Cap?
Parag Parikh typically carries lower risk due to diversification and conservative positioning.
Q3. Is foreign exposure in Parag Parikh Flexi Cap a risk or benefit?
It’s a benefit in the long term, adding diversification. However, it also brings currency risk.
Q4. Which fund is better for SIPs in 2025?
Parag Parikh Flexi Cap is generally considered better suited for long-term SIP investors due to its stable track record and lower volatility.
Q5. Can I invest in both funds?
Yes, if your portfolio allows. It may enhance diversification—Parag Parikh adds global flavor, HDFC offers a strong domestic core.
Published on: June 26, 2025
Uploaded by: PAVAN
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