Not everyone has a flawless credit history, but that doesn’t mean getting a personal loan is impossible. Vizzve Finance offers tailored solutions for individuals with low or average credit scores, making access to funds easier and faster.
Steps to Get a Loan Without Perfect Credit
Check Eligibility with Vizzve Finance
Vizzve Finance evaluates your profile based on income, repayment capacity, and other factors — not just your credit score.
Opt for a Small Loan Amount Initially
Start with a smaller loan that’s easier to repay. This helps build credibility and increases chances for larger loans in the future.
Provide Clear Income Proof
Even if your credit score is low, stable income demonstrates repayment capacity — something Vizzve Finance values highly.
Apply Online for Faster Processing
Vizzve Finance’s online portal allows quick application submission and instant status updates, minimizing paperwork.
Consider a Co-Applicant or Guarantor
Having a co-applicant with a stronger credit profile can improve approval chances, especially if your credit history is not perfect.
Benefits of Using Vizzve Finance
Quick approval and disbursal
Transparent processing fees
Flexible repayment options
Support for individuals with imperfect credit histories
FAQs
Q1. Can I get a personal loan with a low credit score?
Yes, Vizzve Finance considers income, employment, and repayment capacity, not just credit score.
Q2. How fast can I get the loan?
Once approved, funds are usually disbursed within 24–48 hours.
Q3. Do I need a co-applicant?
Not mandatory, but having one can improve approval chances if your credit score is low.
Q4. Is the process online?
Yes, Vizzve Finance provides a fully digital application process.
Published on : 6th November
Published by : SMITA
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed