PM Modi’s Rally & Stock Market Impact – Should You Apply for a Loan Now?

📰 PM Modi’s Rally & Stock Market Impact – Should You Apply for a Loan Now?

📅 Updated: May 2025
✍️ Published by: Vizzve Financial

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📊 What Happened at PM Modi’s Recent Rally?

In a major political event held in Varanasi on May 20, 2025, Prime Minister Narendra Modi addressed thousands, outlining the BJP's economic vision for the next five years. This included:

• Promises of infrastructure investments

• Reforms in taxation

• Focus on MSME funding and digital banking

• Push for Make in India 2.0 and startup incentives

As always, such political events trigger waves in the stock market, gold prices, and the loan demand across the country.

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📉 Market Reactions: Stock Volatility or Bullish Signs?

Following PM Modi’s rally:

✅ Sensex jumped 350 points, reflecting investor confidence
✅ Banking and infrastructure stocks rose 1–2%
❌ IT and Pharma sectors faced mild correction
✅ Gold prices dipped, suggesting liquidity shift into equities

This indicates positive short-term market sentiment, especially in sectors directly mentioned in the rally.

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💸 Should You Apply for a Personal Loan Now?

During such volatile political and market phases, many wonder:

❓ “Is it wise to take a loan when the economy could shift either way?”

Here’s what you should consider:

✅ Why Now Might Be a Good Time:

• Interest rates are stable (Repo at 6.5% – no recent hike by RBI)

• Banks & NBFCs like Vizzve are offering pre-approved personal loans

• Festive offers are starting early due to election sentiment

• Loan approval is easier for salaried & business owners due to digital eKYC

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⚠️ When You Might Wait:

• If you're investing the loan amount directly into volatile stocks

• If job security or income is uncertain during this phase

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🔍 What Type of Loan Fits Best Now?