Applying for a loan can be smoother and faster when you have all the required documents ready. Whether it’s a personal loan, home loan, or business loan, lenders require specific paperwork to process your application.
Vizzve Finance provides a clear checklist of documents to help you apply quickly and get approved sooner.
Essential Documents for Loan Application
1. Identity Proof
Aadhaar Card
Passport
Voter ID
Driving License
2. Address Proof
Utility Bills (Electricity, Water)
Rent Agreement
Passport
Aadhaar Card
3. Income Proof
Salary Slips (last 3-6 months)
Bank Statements (last 6 months)
Income Tax Returns (ITR)
Form 16 or Employer Certificate
4. Employment Proof
Appointment Letter
Employment ID Card
NOC from Employer (if required)
5. Business Proof (for self-employed)
Business Registration Certificate
Profit & Loss Statements
GST Returns
Bank Statements
6. Loan-specific Documents
Property Papers (for home loans)
Vehicle Registration (for auto loans)
Collateral Documents (for secured loans)
Tips to Prepare Documents for Faster Loan Approval
Keep scanned copies ready in digital format.
Ensure documents are up-to-date and clear.
Double-check for signatures and stamps where needed.
Organize documents in folders by category.
How Vizzve Finance Simplifies Your Loan Application
At Vizzve Finance, we streamline document submission with easy online uploads and expert support to speed up your loan approval process.
FAQs
Q1. Can I apply for a loan without income proof?
Most lenders require income proof, but some unsecured personal loans may have flexible criteria.
Q2. How long does loan approval take after document submission?
Typically 1-5 working days, depending on loan type and lender.
Q3. Does Vizzve Finance accept digital documents?
Yes, we encourage digital document uploads for convenience.
Q4. What if I don’t have all documents ready?
You can start your application and submit missing documents later, but this may delay approval.
Published on : 10th August
Published by : SMITA
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