“Congratulations! You’ve won ₹10,000!”
Click the link below to claim your prize…
Sound familiar? It’s a trap.
At Vizzve Finance, we’re seeing a surge in UPI scams, phishing links, and money fraud — targeting everyday users like you.
If you use apps like GPay, PhonePe, or Paytm, here’s your ultimate guide to protect your money from UPI scams.
🕵️♂️ What Are UPI Scams?
UPI (Unified Payments Interface) is fast, convenient, and secure — until you fall for a scam.
Top 3 UPI Scam Types in India:
Phishing Links & Fake Payment Pages
Scammers send you SMS/WhatsApp links posing as banks, job portals, lotteries, or delivery services. Clicking it = trouble.
Request Money Scams
Instead of paying you, scammers send a “collect money” request — and if you approve it, your money vanishes.
Screen Sharing/OTP Scams
“Sir, I’m calling from your bank.” They ask you to share your screen or OTP. Don’t. Ever.
📉 Real Stats: UPI Fraud is Rising Fast
₹1,200+ Crores lost to digital frauds in 2024 (RBI data)
77% of digital frauds are linked to UPI or fake payment links
Most victims: salaried individuals, freelancers, and senior citizens
🔐 Vizzve Finance's UPI Safety Checklist
✅ 1. Never Click on Unknown Payment Links
Even if it looks like Swiggy, Amazon, or your bank.
Check URL: Is it “.in” or a suspicious “.xyz” or “.me”?
✅ 2. Double-Check Payment Requests
Before accepting any UPI request, confirm with the sender.
If you’re selling something online, the buyer should never ask you to "receive" money by entering your PIN.
✅ 3. Disable Auto-Debit for Suspicious Apps
Many fake loan or investment apps trigger auto-debits.
Go to UPI settings and unlink unused accounts.
✅ 4. Set a Low Transaction Limit
Cap daily limits at ₹2,000 or ₹5,000 on lesser-used apps for extra safety.
✅ 5. Use UPI Apps from Trusted Sources Only
Download only from Google Play Store or Apple App Store.
Avoid apps from forwarded APK links or websites.
⚠️ Red Flags to Watch Out For
| Red Flag | What It Means |
|---|---|
| “You won a prize!” | It’s bait. Delete immediately. |
| Urgent call claiming to be your bank | Hang up. Banks never ask for OTPs. |
| Job offer with advance payment request | Scam alert. No legit company does this. |
| QR code sent for receiving money | Big red flag. QR codes are for paying. |
📲 Bonus Tools by Vizzve Finance
📌 Coming Soon: Vizzve Scam Shield™
A browser plugin + WhatsApp bot that alerts you if a link is flagged as phishing or fake.
Launch Offer: Early users get ₹50 cashback for every confirmed scam report!
🙋♂️ FAQs
Q1: Can someone hack my UPI if they have my number?
A: No — unless you share OTPs, PINs, or approve requests. Never do that.
Q2: I got scammed. What now?
A: Report to your bank immediately and also file a complaint at https://cybercrime.gov.in within 24 hours.
Q3: Can I get my money back after a UPI scam?
A: RBI now allows some reversals if reported early. But delays reduce recovery chances drastically.
🧠 Final Advice from Vizzve Finance
“If it looks too good to be true — it’s probably a scam.”
Your money is yours. Don’t let one wrong click cost you your financial peace.
Published on : 19th July
Published by : SMITA
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed