In 2025, the cost of quality education in India—from school to college—has soared beyond inflation rates.
Whether it’s private school fees, engineering/medical college tuition, or overseas studies, parents are feeling the pinch.
📈 School fees have risen by 8–12% annually
🎓 A basic B.Tech or MBA now costs ₹10–25 lakhs
✈️ Studying abroad can cost upwards of ₹50 lakhs
Planning early is no longer optional—it’s essential.
That’s where Vizzve Finance steps in—to help you build a solid financial strategy for your child’s academic future.
Real Numbers: Cost of Education in 2025 (India & Abroad)
| Education Level | Estimated Cost (2025) |
|---|---|
| Private School (Nursery–12th) | ₹15–40 lakhs (total) |
| Engineering (India) | ₹8–20 lakhs |
| Medical (Private Colleges) | ₹40–70 lakhs |
| MBA (Top Indian B-Schools) | ₹25–35 lakhs |
| UG/PG Abroad (US/UK/Canada) | ₹40–80 lakhs |
How to Financially Prepare – Vizzve Finance Action Plan
✅ 1. Start Early with SIPs
The earlier you begin, the more you benefit from compounding.
📊 Example: Invest ₹5,000/month for 15 years = ~₹25+ lakhs at 12% returns.
Use Vizzve’s SIP Calculator to project your education fund goal.
✅ 2. Create a Dedicated Education Fund
Don’t mix education savings with other goals.
Open a separate mutual fund portfolio or child plan via Vizzve Finance.
✅ 3. Plan for Inflation (6–10%)
Education inflation is higher than general inflation.
Vizzve can help you forecast future costs and adjust your savings goals accordingly.
✅ 4. Explore Education Loans – But Don’t Rely on Them Fully
Loans can help bridge gaps, but avoid over-dependence.
Compare low-interest student loans on Vizzve and know repayment terms in advance.
✅ 5. Consider Child Insurance + Investment Plans
Some hybrid plans offer both protection and education funding.
Vizzve Finance helps you compare and choose what's right for your goals.
How Vizzve Finance Helps Parents
🎯 Goal-based calculators for child’s school/college abroad
📱 Paperless SIP & mutual fund investments
💰 Tax-saving investment options (ELSS, 80C)
🧠 Personalized education fund planning
💳 Compare education loans, pre-approval options
Smart Tip from Vizzve:
“Don’t wait for your child to start school—start saving from the day they’re born.”
Even small monthly savings can grow into a huge education corpus with consistency and time.
❓FAQs – Education Cost & Financial Planning in 2025
Q1. How much should I save for my child’s higher education?
It depends on where and what they plan to study. Aiming for ₹25–50 lakhs is a good benchmark for India, ₹75+ lakhs for overseas.
Q2. Is it too late if my child is already in school?
Not at all. Start saving now. Use short-term instruments and step up SIPs as your income grows.
Q3. Can I get tax benefits on education investments?
Yes. ELSS, PPF, and child insurance plans offer Section 80C benefits. Education loans offer tax deduction on interest (Section 80E).
Q4. Does Vizzve help with education loans too?
Absolutely. We compare student loans, interest rates, repayment terms, and even help apply—all in one place.
📌 Conclusion: Secure Their Future, One Step at a Time
Your child’s education is the biggest investment you’ll ever make.
With rising fees, starting early is your biggest advantage—and Vizzve Finance is here to guide you through every step of building that future.
Published on 3rd july
Published : SMITA
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