From fake UPI links to phishing calls pretending to be from banks, digital scams in India have hit an all-time high in 2025. With more Indians going online for banking, investing, and shopping, fraudsters are evolving just as fast.
At Vizzve Finance, we believe that financial literacy is the first step to financial safety. Here's everything you need to know about spotting scams and keeping your money safe.
⚠️ 1. Common Digital Scams in 2025
🕵️♂️ Phishing & Smishing
Fake emails or SMS from "banks" asking you to click on links or share OTPs.
💸 Fake UPI Payment Links
Scammers pose as buyers/sellers and trick people into clicking "Pay" instead of "Receive".
📞 Fake Loan Calls
Fraudsters promise low-interest loans, ask for upfront fees, and vanish after taking the money.
📱 App Cloning
Installing fake apps that steal personal and banking data.
🪙 Crypto & Investment Frauds
Guaranteed returns, fake advisors, and Ponzi schemes are back with a digital twist.
🔐 2. How to Protect Your Finances – Vizzve’s Security Tips
✅ Never share OTPs, passwords, or card CVVs—even with "officials".
✅ Always check URLs before clicking links in emails or SMS.
✅ Use verified financial apps from Google Play Store or Apple App Store.
✅ Enable 2FA (two-factor authentication) on your banking and finance apps.
✅ Review your credit score and report unusual changes using Vizzve Finance's free tools.
✅ Don’t fall for ‘too good to be true’ investment schemes—Vizzve only lists verified loan and investment partners.
🧠 3. How Vizzve Finance Keeps You Safe
Trusted Lenders Only: All loan and investment partners are RBI-compliant and verified.
AI Scam Detection Alerts: Our smart system flags suspicious links, offers, or transactions.
Free Credit Monitoring: Get alerts when your credit score changes suddenly.
Knowledge Center: Access fraud awareness guides in English and regional languages.
💡 Vizzve Tip: If an unknown caller pressures you into quick financial action—hang up immediately and verify with your provider.
🛡️ 4. What To Do If You’re Scammed
Contact your bank immediately and block your card or account.
Report the fraud to the National Cyber Crime Portal: cybercrime.gov.in
File a police complaint with all transaction proofs.
Use Vizzve’s financial health check to secure your remaining assets and monitor your credit behavior.
✅ FAQs
Q1. What’s the safest way to apply for loans online?
Use platforms like Vizzve Finance that partner only with authorized lenders and never ask for upfront payments.
Q2. Can scammers access my UPI just with a phone number?
Not directly, but fake UPI links can trick you into authorizing payments. Never click unknown payment requests.
Q3. How often should I check my credit report?
At least once a month. Vizzve offers a free credit score check with scam alert notifications.
Conclusion
India’s digital economy is booming—but so are cyber threats. Staying alert, informed, and secure is your best defense. At Vizzve Finance, we’re not just helping you grow your money—we’re helping you protect it.
Published on 3rd july
Publisher : SMITA
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