India’s largest public sector bank, State Bank of India (SBI), has announced that UPI services will be temporarily suspended on August 6, 2025, due to scheduled maintenance.
The move comes as part of planned upgrades to enhance infrastructure, ensure smoother transactions, and improve security.
Timings of UPI Suspension
🕘 Date: August 6, 2025
🕓 Time: From 12:30 AM to 3:00 AM IST
This maintenance window is during non-peak hours to minimize disruption for most users.
Why This Maintenance?
SBI issued a statement citing the need for backend system upgrades, including:
Strengthening of digital banking architecture
Ensuring higher uptime and faster UPI response times
Strengthening fraud detection protocols
Alternative Ways to Transact
If you’re an SBI customer or use UPI frequently, here are your best alternatives during the blackout:
💳 Use Debit/Credit Cards
Your card-based payments will function as usual at POS terminals and online.
💼 Use Net Banking
SBI Internet Banking and YONO services will not be impacted, allowing smooth transfers and bill payments.
📲 Try Other UPI Apps
If SBI is your UPI-linked bank, avoid UPI during this window. But if you have secondary bank accounts (ICICI, HDFC, Axis, etc.), you can switch the UPI profile.
🏧 ATM Withdrawals
Cash withdrawals, balance checks, and fund transfers through ATMs will remain operational.
🧠 Pro Tip
To avoid any hassle:
Complete important payments before midnight on August 5
Inform family members or business partners
Keep cash or alternate payment modes ready
📢 SBI’s Official Note
“We regret the inconvenience caused. The planned downtime is necessary to serve you better. We appreciate your patience.”
❓ FAQs
Q1: Will UPI apps like Google Pay or PhonePe work?
Yes, but only if not linked to your SBI account. SBI-linked UPI transactions will be down.
Q2: Will YONO and Net Banking also be affected?
No, only UPI services are impacted. Net banking and YONO will function normally.
Q3: Can I still receive money via UPI to my SBI account?
No, receiving and sending UPI transactions via SBI will be disabled during the maintenance period.
Q4: Will my standing instructions (like UPI-based EMIs) fail?
Yes, if scheduled during that window. They might either fail or be delayed.
Q5: Will I be notified when the services resume?
SBI usually updates users via SMS, email, and social media once systems are back online.
Published on : 5th August
Published by : SMITA
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