Instagram reels telling you to buy crypto. YouTube shorts pushing luxury on EMIs. A tweet claiming a side hustle makes ₹50K in a week.
Welcome to finance in the age of FOMO (Fear of Missing Out).
The rise of finfluencers (financial influencers) has made money cool—but also risky.
Are we learning, or just following?
📉 1. How Social Media Affects Your Wallet
Unrealistic Wealth Displays: Designer brands, beach getaways, all on EMI.
Pressure to Invest Early: In crypto, stocks, or startups—often without research.
Side Hustle Overload: Every scroll = “passive income” pitch.
Buy Now, Regret Later: “Affordability illusion” through BNPL (Buy Now, Pay Later).
🎯 68% of Indian Gen Z say social media influences their financial decisions.
– Deloitte India Gen Z Report 2025
🎥 2. The Rise of Finfluencers
Finfluencers = influencers who talk about money, investments, and saving hacks.
Popular formats:
30-sec reels on SIPs vs FD
Threads on how to retire early
Carousel posts like “How I saved ₹10L by 25”
Problem?
Not all are certified. Many promote high-risk products. Some are sponsored by brands without disclosure.
📉 3. The FOMO Finance Trap
| FOMO Trigger | Money Consequence |
|---|---|
| “Everyone’s buying crypto!” | You invest blindly, lose savings |
| “They’re earning 1L/month from dropshipping!” | You pay for fake courses |
| “She took a solo trip to Europe!” | You swipe your credit card on impulse |
| “They quit their job for trading!” | You jump in without a plan |
🧠 4. How to Stay Financially Grounded
✅ Follow SEBI-registered advisors, not just influencers
✅ Verify before investing—don’t rely on trending content
✅ Set your own financial goals, not internet-based ones
✅ Don’t compare your journey with someone’s highlight reel
✅ Use apps like Vizzve to track real credit, not hype
💡 5. How Vizzve Keeps You Real
📌 Budget planners and loan calculators
📌 Emergency loan access within hours
📌 No misleading ads or false promises
📌 Transparent lending—no fine print
📌 Education-first finance content, verified by experts
💬 “Hype fades. Real financial health stays. Vizzve keeps your money grounded.”
Don’t let likes, reels, and tweets decide your future.
Let Vizzve help you build real wealth, minus the FOMO.
✅ Apply now. Be finance-first, not feed-first.
❓FAQs
Q1. Should I trust financial advice on social media?
Only if it comes from a verified, SEBI-registered advisor. Always cross-check.
Q2. What are the risks of following finfluencers blindly?
You might invest in scams, misuse credit, or fall into debt chasing unrealistic lifestyles.
Q3. How does Vizzve help fight FOMO-based spending?
We offer verified, transparent finance tools—no hype, no manipulation—so you stay grounded and goal-focused.
Published on :July 29th
Published by : Kaushik
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