Why SEBI’s 2025 Updates Matter to You
India’s financial watchdog, the Securities and Exchange Board of India (SEBI), has rolled out new rules and reforms in 2025 to protect retail investors, boost transparency, and prevent manipulation.
If you invest in stocks, mutual funds, or IPOs, these rules directly affect your portfolio decisions.
7 Major SEBI Rules Every Investor Must Know in 2025
1. T+0 Settlement Pilot Launched for Select Stocks
SEBI has introduced same-day trade settlement for select large-cap stocks.
✅ Impact: Faster access to your funds
⚠️ Tip: Check if your broker supports T+0 before trading.
2. Stricter KYC Rules for Demat Accounts
Re-KYC is mandatory for all demat holders with updated Aadhaar–PAN linking and proof of income.
✅ Impact: Reduced fraud, improved security
⚠️ Tip: Update KYC to avoid account suspension.
3. New Risk Ratings for Mutual Funds
Mutual Funds must now show a standardized risk rating across AMC websites, apps, and advertisements.
✅ Impact: Better decision-making for investors
⚠️ Tip: Always compare funds using the updated “Riskometer.”
4. SEBI Bans Misleading Influencer Promotions
Finfluencers and advisors must now register with SEBI and disclose conflicts of interest.
✅ Impact: Cleaner, transparent social media content
⚠️ Tip: Avoid advice from unregistered influencers.
5. Enhanced IPO Allotment Transparency
New guidelines mandate real-time status updates on IPO allotment and refunds.
✅ Impact: Less confusion, faster fund release
⚠️ Tip: Track your IPO via verified platforms only.
6. ESG Fund Regulation Strengthened
SEBI now mandates ESG (Environmental, Social, Governance) funds to meet minimum sustainability benchmarks.
✅ Impact: True green investing
⚠️ Tip: Read ESG fund disclosures before investing.
7. Mandatory Portfolio Disclosure by Smallcases & Model Portfolios
All Smallcases and PMS services must now disclose rationale and changes within 24 hours of execution.
✅ Impact: More transparency in advisory models
⚠️ Tip: Ask your advisor about change updates.
SEBI’s Focus: Safety, Transparency & Speed
These updates align with SEBI's mission in 2025:
✅ Protect Retail Investors
✅ Digitize & Democratize Access
✅ Clamp Down on Market Manipulation
✅ Boost Retail Participation in Mutual Funds, SIPs, and Direct Equity
FAQs
Q1. Do I need to update my KYC again in 2025?
Yes, SEBI has mandated fresh KYC for many investors with incomplete Aadhaar–PAN linkage or missing proofs.
Q2. What is the T+0 settlement and how does it help?
It allows faster transaction settlement – trade today, receive funds today for select large-cap stocks.
Q3. Are Finfluencers banned now?
No, but only SEBI-registered influencers can promote financial products. Always verify credentials.
Published on : 25th July
Published by : SMITA
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