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🏥 Spine Surgery Cost in India & How Vizzve Personal Loans Can Help You Manage It
📅 Updated: June 2025
💡 What is Spine Surgery?
Spine surgery is a procedure that corrects structural abnormalities in the spinal column. It is often recommended when conservative treatments like physiotherapy, pain meds, or rest fail to relieve back or neck pain. Common conditions include:
Herniated Disc
Spinal Stenosis
Scoliosis
Degenerative Disc Disease
Spinal Fractures
🔍 Types of Spine Surgery in India
| Surgery Type | Purpose |
|---|---|
| Discectomy | Removes part of herniated disc |
| Laminectomy | Relieves pressure on the spinal cord |
| Spinal Fusion | Fuses vertebrae to prevent movement |
| Artificial Disc | Replaces damaged disc |
| Foraminotomy | Relieves nerve compression |
| Vertebroplasty | Stabilizes fractured vertebrae with bone cement |
💰 Spine Surgery Cost in India (2025)
| Surgery Type | Approx. Cost (INR) |
|---|---|
| Discectomy | ₹1.5 – ₹2.5 Lakhs |
| Laminectomy | ₹2 – ₹3.5 Lakhs |
| Spinal Fusion | ₹3 – ₹5 Lakhs |
| Artificial Disc Replacement | ₹4 – ₹6 Lakhs |
| Minimally Invasive Surgery | ₹2.5 – ₹4.5 Lakhs |
💡 Note: Costs vary by city, hospital, and surgeon’s expertise.
🧾 Pre-Surgery Diagnostic Expenses
| Service | Estimated Cost (INR) |
|---|---|
| MRI Scan | ₹5,000 – ₹15,000 |
| CT Scan | ₹4,000 – ₹10,000 |
| Blood Tests | ₹1,000 – ₹3,000 |
| X-rays | ₹500 – ₹2,000 |
| Specialist Consult | ₹1,000 – ₹2,500 |
🏥 Factors Affecting Spine Surgery Cost in India
Type & complexity of surgery
Hospital location & infrastructure
Surgeon’s experience
Room category (general/semi-private/private)
Post-surgery care duration
Insurance coverage or lack thereof
💳 How to Finance Spine Surgery in India?
Spine surgery is often a planned medical procedure, making personal loans a smart way to manage the cost without liquidating savings.
🟢 Best Options for Financing:
✅ Vizzve Personal Loan – Instant approval, 100% digital, up to ₹5 lakhs
🏥 Medical Loans from NBFCs – May include special tie-ups with hospitals
🩺 Health Insurance – Check if your plan covers spine-related surgeries
👨💼 Employer Support – Some companies offer salary advances
🏛️ Government Health Schemes – Available for BPL or EWS families
🔶 Why Choose Vizzve Financial for Spine Surgery Loans?
| Feature | Benefit |
|---|---|
| ✅ Instant Loan Approval | Within minutes via Vizzve app |
| 📱 100% Digital Process | No paperwork, no queues |
| 🔓 No Collateral Required | Completely unsecured |
| 🪙 Affordable EMIs | Starts as low as ₹2,000/month |
| 🧾 Covers Total Cost | Pre-op to post-op expenses |
| 🤝 RBI-Approved NBFC Partners | Safe & Transparent |
| 💬 24x7 Support | Chat/Call support throughout |
💡 Apply now on www.vizzve.com or download the Vizzve App.
📲 How to Apply for a Vizzve Medical Loan?
Visit: https://vizzve.com
Select Loan Amount: Choose based on total surgery cost
Upload Documents: Aadhaar, PAN, bank statement, estimate
Verify KYC: Fast AI-based validation
Loan Disbursed: Money reaches your account directly
❓ FAQs – Personal Loan for Spine Surgery
Q1. What’s the max loan amount I can get?
👉 Up to ₹5 lakhs with flexible tenure of up to 36 months.
Q2. Can I get a loan without salary slip or CIBIL?
👉 Yes, Vizzve evaluates alternate credit parameters.
Q3. What documents are needed?
👉 Aadhaar, PAN, bank statement (3 months), hospital cost estimate.
Q4. How fast is the approval process?
👉 Within minutes via app or website.
Q5. Can I repay in EMIs?
👉 Yes, EMI tenure from 3 to 36 months.
📝 Conclusion
Spine surgery can bring long-term relief and a better life—but the costs involved can be daunting. With trusted solutions like Vizzve Financial, you don’t have to delay treatment due to financial hurdles. Apply for a personal loan today and get the support you need—fast, secure, and stress-free.
👉 Apply Now on Vizzve
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