Think ₹100 a day won’t make a difference?
That’s the price of a pizza slice, a chai + samosa combo, or a quick cab ride. But here’s the truth: how you use ₹100 daily can decide your financial future.
Vizzve Finance introduces the ₹100/Day Rule—a powerful way to understand compounding, habit-based saving, and building long-term wealth without overwhelming your budget.
💡 What Is the ₹100/Day Rule?
It’s simple:
You consciously choose to save or invest ₹100/day, or
You become mindful of where that ₹100 is going daily
Over a month: ₹100 × 30 days = ₹3,000
Over a year: ₹100 × 365 days = ₹36,500
In 10 years (invested at 12% return): ₹100/day = ₹7.3+ lakhs!
🎯 Small actions + consistency = financial success
🍟 Where Does Your Daily ₹100 Go Today?
Most people don’t realize they’re spending hundreds daily on autopilot:
₹80 on food delivery topping
₹60 on coffee
₹120 on impulsive online shopping
₹100 on cabs instead of buses
⚠️ These are not bad habits—unless they’re unconscious habits.
💸 What Can You Do With ₹100 Instead?
1. Invest it in Mutual Funds (SIP)
Start a SIP with just ₹100/day = ₹3,000/month
Compound over 10+ years = lakhs in wealth
2. Top-Up Your Emergency Fund
Build your cushion without cutting into salary
Even ₹100/day = ₹1.09L in 3 years
3. Buy Digital Gold or SGBs
Diversify your assets with fractional investments
4. Pay Off Debt Faster
₹3,000/month extra = reduce EMI duration, save on interest
5. Invest in Yourself
Buy a book
Take a mini course
Subscribe to a productivity tool
Build a side skill
📘 Vizzve Tip: Compounding works not just in money—but in knowledge too.
📊 ₹100/Day Wealth Building Calculator
| Daily ₹100 | Time | Assumed Return | Final Corpus |
|---|---|---|---|
| ₹100/day | 1 year | 12% p.a. | ₹38,805 |
| ₹100/day | 5 years | 12% p.a. | ₹2.54 lakhs |
| ₹100/day | 10 years | 12% p.a. | ₹7.33 lakhs |
Imagine doing this without feeling the pinch. Just one mindful choice per day.
🧠 Daily Habits That Trigger the ₹100 Win
Brew your own coffee instead of buying
Use public transport twice a week
Cook two extra meals a week
Use UPI cashback/reward points
Track expenses with the Vizzve budget planner
🔄 Replace one “small luxury” with one “smart money move” each day.
✅ Final Takeaway
₹100 might feel like pocket change today.
But over time, it’s the foundation of wealth, freedom, and peace of mind.
You don’t need lakhs to start—you just need ₹100, and a mindset shift.
Vizzve Finance helps you turn that habit into a financial revolution.
FAQs – Vizzve Finance Explains
Q1. Can ₹100/day really make me rich?
Yes. It’s about compounding and consistency. ₹100/day invested wisely can grow to lakhs.
Q2. How do I start saving ₹100 daily?
Cut small costs—subscriptions, food delivery, impulse buys—and redirect that money.
Q3. Where should I invest ₹100/day?
Start with SIPs in mutual funds, digital gold, or top up your emergency fund.
Q4. Is it okay to spend ₹100 on things I enjoy?
Yes—as long as it’s intentional, not habitual. Awareness is the key.
Published on : 11th July
Published by : SMITA
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed.