Why One Bank Account Isn’t Enough Anymore
If all your money—salary, savings, and spending—is in one account, you're doing your finances a disservice.
Want to save smarter, spend better, and sleep easier?
Start by opening 3 types of bank accounts. Here's how they work—and how Vizzve Finance makes it effortless.
1️⃣ Spending Account – Your Daily Use Wallet
This is where your salary should be credited.
Use it for:
Groceries 🛒
Bills 💡
Subscriptions 🎬
UPI & ATM transactions 💳
🎯 Rule: Keep only what you plan to spend monthly in this account.
Why it matters:
Prevents accidental overspending from savings.
2️⃣ Savings Account – Your “Do Not Touch” Zone
This account is for:
Emergency fund 🚨
Short-term goals (like travel, gadgets, rent deposit) ✈️
Money you want to protect from daily use
🔒 Use Vizzve’s No-Touch Fund automation to safely move a % of income here every month.
Why it matters:
Out of sight = out of spend = more actual savings.
3️⃣ Goal-Based Account – For Specific Dreams
This account is dedicated to:
Wedding fund 💍
House down payment 🏠
Child’s education 🎓
Starting a business 💼
💰 Vizzve Tip: Label each account based on your goal & track it visually in the app.
Why it matters:
Gives you clarity, focus, and motivation to save with purpose.
🧠 Why This 3-Account System Works
✅ Prevents mixing spending with saving
✅ Builds discipline without hard effort
✅ Gives instant clarity on where your money is going
✅ Makes monthly budgeting easier to manage
📋 FAQs
Q1: Is it safe to have multiple accounts?
Yes. Just choose trusted banks and keep track using tools like Vizzve.
Q2: How much should I move to each account?
Try the 50-30-20 rule:
50% to spending
30% to savings
20% to goal-based funds
Q3: What if I already have just one account?
Start with opening a second one for savings this week. Build gradually.
🧠 Vizzve’s Bonus Tip
Use Vizzve Finance to:
Auto-allocate your income across these accounts
Get reminders before overspending
Set visual targets for each financial goal
🚀 Final Word
“Your money deserves more than one drawer.
Organize it—and watch your finances transform.”
Three accounts. One habit. Zero chaos.
Let Vizzve Finance help you build a system that works for you, not against you.
Published on : 8th July
Published by : SMITA
www.vizzve.com || www.vizzveservices.com
Follow us on social media: Facebook || Linkedin || Instagram
🛡 Powered by Vizzve Financial
RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed.