Whether it's a dream home, a new car, or an education abroad—Indians are borrowing smarter. With rising financial awareness and digital-first lenders, the loan landscape in 2025 is more dynamic than ever.
Here’s a breakdown of the most popular loan products in India, along with Vizzve Finance’s tools to help you get the best deal.
1️⃣ Personal Loans: The All-Rounder
Why It’s Popular:
No collateral required
Instant approvals
Ideal for weddings, emergencies, travel, and business needs
🔥 Trending Features:
Pre-approved offers for salaried employees
Flexible tenure: 12–84 months
Minimal paperwork via PAN & Aadhaar
💡 Vizzve Advantage:
Use Vizzve’s Personal Loan Matcher to:
Compare 30+ lenders instantly
Get real-time eligibility & credit score impact
Choose the best EMI plan with smart filters
2️⃣ Home Loans: India’s Dream-Financing Tool
Why It’s Popular:
Long tenure, tax benefits, and affordable interest rates
Women borrowers get lower rates and stamp duty discounts
🔥 Trending Features:
8.35%–9.10% p.a. rates
Pre-approved top-up loans & balance transfer offers
EMI holidays and flexible part-prepayment terms
💡 Vizzve Advantage:
Vizzve Home Loan Wizard gives:
Property-based EMI calculators
Eligibility preview & zero processing fee deals
Step-by-step guidance until disbursal
3️⃣ Car Loans: For The Wheels You Love
Why It’s Popular:
Easy approval at dealerships
90–100% financing on-road price
Popular for both new and used vehicles
🔥 Trending Features:
EV financing with lower rates
Up to 7-year tenure
Bundle options with insurance + registration
💡 Vizzve Advantage:
With Vizzve AutoFinance Tracker, you can:
Compare car loan interest rates from 25+ NBFCs
Choose between new and used car financing
Access exclusive discounts with Vizzve partner dealers
4️⃣ Education Loans: For A Brighter Future
Why It’s Popular:
Fund studies in India or abroad
Moratorium period during course duration
Tax savings under Section 80E
🔥 Trending Features:
₹20–75 lakh range for global programs
Up to 100% tuition & living cost coverage
No collateral up to ₹7.5 lakh in many cases
💡 Vizzve Advantage:
Vizzve EduLoan Finder offers:
Shortlist of trusted banks & NBFCs
Side-by-side interest rate comparison
EMI deferral + part-time income flexibility
5️⃣ Gold Loans: Quick & Trusted
Why It’s Popular:
Fastest disbursal against gold jewellery
No credit score required
Useful for short-term cash needs
🔥 Trending Features:
LTV up to 75% of gold value
Bullet repayment and daily interest plans
Renew or top-up online
💡 Vizzve Advantage:
Vizzve connects you to:
Verified gold loan providers like Muthoot, Manappuram, and Fincare
Digital doorstep services
Low processing fee & transparent valuation
📊 Snapshot: India’s Top Loan Products (2025)
| Loan Type | Avg. Rate (p.a.) | Max Tenure | Popular Use Case |
|---|---|---|---|
| Personal Loan | 10.5%–14% | 7 years | Wedding, travel, emergency |
| Home Loan | 8.35%–9.10% | 30 years | Buying home/property |
| Car Loan | 8.75%–10.5% | 7 years | New or used vehicle |
| Education Loan | 10%–13% | 15 years | Studies in India/abroad |
| Gold Loan | 9%–12.5% | 3 years | Instant liquidity |
📱 Why Vizzve Finance Is Your Smart Borrowing Partner
📊 Loan comparison across 50+ lenders
📲 100% digital journey – from KYC to disbursal
✅ Real-time credit score check & offer matching
💬 In-app financial guidance & alerts
Final Takeaway:
Loan products in India have evolved—but the need for transparency, speed, and savings is timeless. That’s where Vizzve Finance bridges the gap.
Compare. Choose. Apply. All in one place.
Call to Action:
💡 Ready to explore your loan options?
👉 Start comparing with Vizzve Finance now and unlock smarter borrowing today!
published on 30 june
Publisher : SMITA
www.vizzve.com || www.vizzveservices.com
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed.