Do financial terms feel like a foreign language?
You’re not alone.
Most Indians say they’re confused by jargon like:
Credit score
APR
NPA
EMI moratorium
Compound interest
But here’s the truth:
Understanding your money shouldn't need a finance degree.
That’s why Vizzve Finance is here—to help you understand money the way you speak it: plain, clear, and practical.
Why Finance Feels So Complicated
Banks, lenders, and investment platforms often throw around confusing terms that:
Make you feel underconfident
Hide hidden charges
Delay important decisions
Lead to financial mistakes
But let’s flip the script—you deserve clarity.
Plain English for Common Financial Terms
📌 EMI (Equated Monthly Installment)
💬 The fixed amount you pay every month to repay a loan.
Example: You borrow ₹10,000 and repay ₹1,000 per month = EMI of ₹1,000.
📌 Credit Score
💬 Your financial trust score. Ranges from 300 to 900. Higher = better.
Used by lenders to check how likely you are to repay loans.
📌 Interest Rate
💬 Extra money you pay on a loan, or earn on a deposit.
Simple: Flat percentage.
Compound: Interest on interest (grows faster over time).
📌 APR (Annual Percentage Rate)
💬 Total cost of borrowing per year, including interest and other charges.
If the interest is 12% but fees add up, APR may be 14%.
📌 Debt-to-Income Ratio
💬 How much of your monthly income goes toward debt repayments.
Example: Earn ₹30,000, spend ₹12,000 on EMIs = 40% debt-to-income ratio.
📌 Prepayment Penalty
💬 Extra fee if you pay off your loan before the end date.
Not all loans have this. Vizzve doesn’t charge it on many products.
📌 Moratorium
💬 Temporary break from loan payments.
You pause EMIs for a few months—but interest keeps adding up.
How Vizzve Makes Finance Easy to Understand
| Feature | What It Does |
|---|---|
| 🔍 Jargon-Free Loan Descriptions | Explains every term before you borrow |
| 📱 In-App Glossary | One-tap meaning of finance words |
| 🧠 Finance 101 Content | Mini-explainers and videos in simple Hindi/English |
| 🧾 Transparent Terms | No hidden conditions—ever |
| 👩🏫 AI Money Coach | Answers your basic questions in real time |
Why Simpler Finance = Smarter Decisions
💡 You’ll know when to borrow—and when not to
💡 You’ll spot fake offers or hidden traps
💡 You’ll negotiate better deals
💡 You’ll grow your money with confidence
FAQs
Q1. I don’t know anything about finance. Can I still use Vizzve?
Absolutely! Vizzve is designed for beginners—with simple language, examples, and tools that guide you step-by-step.
Q2. Do I need to know English to use the app?
No. The Vizzve app is available in multiple Indian languages, including Hindi.
Q3. What if I don’t understand a term inside the app?
Tap it. Vizzve gives you real-time, one-line explanations in everyday language.
Conclusion
Finance doesn’t have to sound like rocket science.
You deserve clarity. You deserve confidence. You deserve Vizzve.
📲 Download the Vizzve app today and experience finance in plain English.
So you can save, borrow, and grow—on your own terms.
Published on : 6th July
Published by : SMITA
www.vizzve.com || www.vizzveservices.com
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed.