🎓 Top 10 Free Online Courses for Loan Processing & Credit Analysis (2025)
Published by: Vizzve Financial
Updated: May 11, 2025 | 🕒 Reading Time: 4 minutes
Category: Online Learning | Finance Career | Loan Skills
🚀 Why Learn Loan Processing and Credit Analysis in 2025?
With India’s rising demand for digital credit services, skilled loan professionals are in high demand. Whether you're an aspiring loan officer, fintech enthusiast, or banking professional, free online certification courses can give you an edge.
From credit report analysis to loan approval workflows, these courses are tailored for career growth in finance and banking operations.
🔝 Top 10 Free Loan Processing & Credit Analysis Courses
1. RBI’s Financial Literacy Course (via NISM)
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Platform: NISM eLearning
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Covers: Basics of banking, credit flow, NBFC structure
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Certificate: Yes
🔗 Link
2. Loan Processing Basics – Alison
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Platform: Alison.com
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Covers: Loan documents, processing stages, types of loans
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Certificate: Free with paid option
🔗 Link
3. Credit Analysis Fundamentals – Corporate Finance Institute
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Platform: CFI
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Covers: Cash flow analysis, financial ratios, borrower risk
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Certificate: Yes (free tier)
🔗 Link
4. ICICI Digital Banking Credit Course
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Platform: ICICI Learning Matrix (limited free access)
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Covers: Retail loan credit checks, underwriting process
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Certificate: Yes (for select modules)
🔗 Visit ICICI Academy Website
5. Udemy – Loan Underwriting Essentials
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Platform: Udemy (Free version available with offers)
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Covers: Credit policy, CIBIL score interpretation, EMI structuring
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Certificate: Yes
🔗 Search on Udemy
6. CRISIL Credit Rating Workshop (Free Webinar Series)
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Platform: CRISIL
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Covers: Credit rating models, financial statement review
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Certificate: E-Certificate after completion
🔗 Link
7. Google Digital Garage – Finance Basics
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Platform: Google Skillshop
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Covers: Financial planning, risk, credit basics
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Certificate: Yes
🔗 Link
8. NSDC Certified Loan Executive Program (Free Modules)
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Platform: NSDC India eSkill India
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Covers: Loan products, customer evaluation, compliance
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Certificate: Available with assessment
🔗 Link
9. Credit & Lending Overview – Khan Academy
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Platform: Khan Academy
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Covers: Interest, collateral, types of lending
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Certificate: No (great for beginners)
🔗 Link
10. Coursera – Inclusive Credit & Risk Analysis (Audit Mode)
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Platform: Coursera
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Covers: Credit risk modelling, inclusive finance, fintech lending
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Certificate: Yes (paid), Free Audit Available
🔗 Link
🎯 Who Should Take These Courses?
✅ Aspiring Loan Officers
✅ Banking & NBFC Executives
✅ Vizzve Loan Partners & Agents
✅ Fintech Founders
✅ Commerce & Finance Students
📢 Upskill with Vizzve
At Vizzve, we believe in empowering every Indian with knowledge. Learn for free. Grow with us.
📍 Explore Loan Jobs & Internships: www.vizzve.com
💬 Contact us for placement support in NBFCs & fintech firms.