🏦 Top 5 NBFC Loan Offers in India – September 2025 Edition
📅 Last Updated: September 2025
🖋️ Published by: Vizzve Financial
💡 Why NBFCs Are Dominating the Loan Market in 2025
In 2025, NBFCs (Non-Banking Financial Companies) are emerging as preferred lenders for personal loans, especially for:
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✅ Instant disbursement needs
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✅ Freelancers and self-employed individuals
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✅ Borrowers with low or no CIBIL score
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✅ Zero-collateral small-ticket loans
Unlike traditional banks, NBFCs are more flexible, faster, and offer paperless approval processes — making them ideal for today's digital-savvy borrowers.
Here are the top 5 NBFCs in India offering the best personal loan deals in September 2025.
🔝 Top 5 NBFC Personal Loan Offers – September 2025
1️⃣ Vizzve Financial (Powered by Partnered NBFCs)
💰 Loan Amount: ₹10,000 – ₹5,00,000
📉 Interest Rate: Starting from 11.99% p.a.
⚡ Approval: In 10 minutes (AI-powered)
📄 Docs Needed: PAN, Aadhaar, bank statement
🧾 CIBIL Flexibility: Yes – loans approved for <650 score
🎯 Ideal For: Gig workers, salaried, and self-employed
2️⃣ Bajaj Finserv
💰 Loan: Up to ₹25 Lakhs
📉 Rate: 11% – 25%
⏱️ Disbursal: Within 24 hours
📄 Documents: Standard KYC + salary slip
🎯 Ideal For: Salaried professionals with stable income
📌 Note: Higher eligibility required for top amounts.
3️⃣ Tata Capital
💰 Loan: ₹75,000 – ₹25 Lakhs
📉 Rate: 10.99% onwards
📆 Tenure: Up to 6 years
🧑💼 Pre-approved options available
📲 Apply via: App or website
👍 Strength: Trusted brand with hybrid customer service.
4️⃣ IIFL Finance
💰 Loan: ₹5,000 – ₹2 Lakhs
📉 Rate: 12% – 26% p.a.
⏱️ Fast processing for micro-loans
✅ Works well for traders and rural applicants
📌 Feature: Gold-backed & unsecured loan options available.
5️⃣ KreditBee
💰 Loan: ₹1,000 – ₹2 Lakhs
📉 APR: 14% to 30% (short tenures)
📱 100% App-based
📄 Only PAN + Aadhaar needed
💬 Ideal For: First-time loan takers and students.
📊 Comparison Table – Top NBFC Loans September 2025
| NBFC Name | Loan Amount | Approval Time | CIBIL Flexibility | Special Feature |
|---|---|---|---|---|
| Vizzve Financial | ₹10K – ₹5L | ⏱️ 10 minutes | ✅ Yes | AI approval, low EMI, festive offers |
| Bajaj Finserv | ₹50K – ₹25L | ⏱️ 24 hours | ❌ Strict | Large amounts for salaried |
| Tata Capital | ₹75K – ₹25L | 🕒 Same day | ✅ Partial | Long tenure, good for salaried/self-employed |
| IIFL Finance | ₹5K – ₹2L | ⏱️ Fast | ✅ Yes | Great for small business owners |
| KreditBee | ₹1K – ₹2L | ⚡ Very Fast | ✅ Yes | Best for students & gig workers |