Managing your money has never been easier—or more important.
With rising expenses and the growing need for financial discipline, budgeting apps have become essential tools for millions of Indians. But with so many options, how do you choose the right one?
We’ve shortlisted the Top 7 Budgeting Apps in India and explained why Vizzve is quickly becoming the go-to choice for smart, modern Indian users.
📲 Top 7 Budgeting Apps in India (2025)
1. Vizzve – The Future of Smart Budgeting
🔹 USP: Personalized AI-powered budgeting, EMI planner, 7-day challenge, financial personality quiz
🔹 Best For: Salaried individuals, Gen Z, and millennials looking for clarity + motivation
🔹 Standout Feature: Combines simplicity with smart tools to make finance fun, not fearful
💡 Why Vizzve Stands Out:
Gamified budgeting experience
Localized for Indian salaries, bills, EMI types
Real-time money mood® tracking
Visual dashboards + goal-based planning
Built-in savings nudges and spending alerts
👉 Perfect for: Anyone who wants to budget without spreadsheets or stress.
2. Walnut
🔹 Automatically reads SMS for expense tracking
🔹 Good for basic budgeting
🔹 Limited goal-setting features
💬 Vizzve Edge: Smarter UX and personalized insights vs. auto-only tracking
3. Money Manager Expense & Budget
🔹 Popular app with detailed manual entry
🔹 Clean UI, but not India-specific
💬 Vizzve Edge: Vizzve supports Indian EMI formats, SIPs, and digital payments
4. Goodbudget
🔹 Envelope-based budgeting system
🔹 Great for joint expenses and families
💬 Vizzve Edge: Gamified experience and localized plans suit individual Indian users better
5. ET Money
🔹 Budgeting with investments + insurance tracking
🔹 Strong finance ecosystem
💬 Vizzve Edge: ET focuses on wealth, Vizzve focuses on daily financial behavior change
6. YONO by SBI
🔹 Banking + basic budgeting from SBI
🔹 Useful for SBI account holders
💬 Vizzve Edge: Vizzve isn’t tied to one bank, making it universal and agile
7. Monefy
🔹 Manual entry + category-based expense visualization
🔹 Simple interface
💬 Vizzve Edge: Vizzve offers automation + planning features for Indian lifestyles
🎯 Why Vizzve Is the #1 Pick
✅ Made for Indian incomes and spending behavior
✅ Helps track EMIs, SIPs, credit cards, rent, and UPI payments
✅ No jargon. Just smart nudges, dashboards, and daily reminders
✅ Includes fun challenges, quizzes, and money mood® tracking
✅ Ideal for first-jobbers, side hustlers, and families alike
💬 What Our Users Say
“Vizzve helped me go from paycheck-to-paycheck to saving ₹5,000/month. I love the 7-day challenge!” – Neha, Delhi
“Finally, an Indian app that gets how I spend. Vizzve makes tracking expenses fun and not scary.” – Ravi, Pune
📥 Ready to Take Control?
📲 Download the Vizzve App
🎯 Try the 7-Day Budgeting Challenge
🎉 Discover your Money Personality
💡 Start making smarter money moves—today!
published on 1st July
Publisher : SMITA
www.vizzve.com || www.vizzveservices.com
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