What Is a Travel Loan?
A travel loan is a type of personal loan taken specifically to finance your holiday or trip—domestic or international. You can use it for flights, hotels, tours, travel insurance, and more. It’s unsecured and needs no collateral.
What Can a Travel Loan Cover?
✈️ Flight tickets (domestic or international)
🏨 Hotel/accommodation bookings
🚘 Rental cars & internal transport
🏰 Tour packages & sightseeing costs
📑 Visa & travel insurance fees
🍝 Dining, shopping, and emergency expenses
Travel Loan Features with Vizzve
| Feature | Vizzve Travel Loan Details |
|---|---|
| Loan Amount | ₹25,000 to ₹10 lakhs |
| Interest Rate | Starting from 10.99% p.a.* |
| Loan Tenure | 6 to 48 months |
| Disbursal Time | 24–72 hours |
| Collateral Required | ❌ None (unsecured) |
| Processing Fees | Low / zero for select borrowers |
| Eligibility | Salaried & self-employed |
| Minimum CIBIL Score | 650+ preferred |
Why Choose a Vizzve Travel Loan?
🧾 Quick and easy online application
🧳 Covers all travel-related expenses
🔄 Flexible EMI repayment plans
💼 Compare offers from top lenders
🧠 Pre-approved offers for Vizzve users
💡 No need to delay your dream vacation
Real-Life Travel Loan Scenarios
| Dream Trip Destination | Avg. Cost (₹) | Covered by Vizzve Loan? |
|---|---|---|
| Honeymoon in Maldives | ₹2.5 – ₹4 lakhs | ✅ Yes |
| Euro Trip (2 weeks) | ₹5 – ₹8 lakhs | ✅ Yes |
| Thailand Budget Trip | ₹80K – ₹1.5 lakhs | ✅ Yes |
| India Road Trip | ₹40K – ₹80K | ✅ Yes |
| Study Tour Abroad | ₹3 – ₹6 lakhs | ✅ Yes |
Things to Watch Out For
💳 Avoid overspending with borrowed money
💡 Choose tenure that keeps EMIs affordable
📉 Missing EMIs affects credit score
📄 Always check processing fees and prepayment charges
Eligibility for Travel Loans
👤 Indian resident aged 21–60
🧾 Stable income (salaried or self-employed)
💳 Good CIBIL score (650+)
📋 Basic KYC and bank statements
Vizzve’s Travel Smart Tips
Use a travel EMI calculator before applying
Plan a realistic itinerary—don’t overborrow
Take insurance to avoid unplanned medical costs
Prepay early if you receive a bonus or windfall
Share travel loan with spouse using co-applicant option
FAQs
Q1. Can I get a travel loan with a low salary?
✅ Yes. You may qualify for smaller amounts depending on repayment capacity.
Q2. What documents are needed?
📑 ID proof, address proof, salary slips/bank statements (last 3–6 months).
Q3. Can I pre-close the loan without extra charges?
🧾 Some lenders via Vizzve allow zero pre-closure charges—check before applying.
Q4. Is it better than using a credit card for travel?
💳 Yes—travel loans offer lower interest rates and fixed EMIs.
Published on : 22nd July
Published by : SMITA
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed