Wouldn’t it be nice if you could test your loan options before applying—just like trying on clothes before buying them?
Welcome to Vizzve’s Smart Loan Planner — a powerful tool that helps you explore EMIs, tenure, interest rates, and affordability before you borrow. Whether you’re planning a wedding, facing a medical emergency, or funding a home repair, this planner gives you clarity and control over your financial decisions.
Let’s walk you through how it works — and why it’s changing the way India borrows.
What is the Vizzve Smart Loan Planner?
It’s a pre-application tool built into the Vizzve app that helps you:
Simulate different loan amounts
Adjust tenure duration (from 3 to 36 months)
Preview monthly EMI breakdowns
Estimate total interest paid over time
See your credit comfort zone before applying
The best part? No documents or credit pull needed. It’s risk-free and 100% private.
Why "Try Before You Borrow" Matters
Most people apply for loans without knowing:
If the EMI fits their monthly budget
What the real cost of borrowing will be
Whether a shorter or longer tenure is better
How interest affects total repayment
Vizzve’s Smart Loan Planner lets you answer these questions upfront, so you borrow smart, not scared.
How the Planner Works: Step-by-Step
Open the Vizzve App
Tap on “Smart Loan Planner” from the homepage or dashboard.
Enter Desired Loan Amount
Start from ₹10,000 up to ₹5,00,000.
Adjust Your Tenure
Choose from 3, 6, 12, 24, or 36 months.
Get Your EMI Preview
Instantly see:
Monthly EMI
Total interest payable
Loan-to-income ratio (for awareness)
Tweak Until It Feels Right
Lower your amount or increase tenure until the numbers feel comfortable.
Ready to Borrow?
Click “Proceed” and start your actual loan application.
📊 Example Scenario:
| Loan Amount | Tenure | EMI/month | Total Interest |
|---|---|---|---|
| ₹1,00,000 | 12 mo | ₹9,100 | ₹9,200 |
| ₹1,00,000 | 24 mo | ₹4,950 | ₹18,800 |
| ₹1,00,000 | 36 mo | ₹3,450 | ₹24,200 |
Now you can choose the tenure that balances monthly comfort and total cost.
🔐 Privacy-First Design
No Aadhaar upload required
No CIBIL check triggered
No calls or follow-ups unless you apply
It’s your financial calculator, not a lead trap
✅ Benefits of Vizzve Smart Loan Planner
✔ No surprises at repayment time
✔ Empowered, data-led borrowing
✔ Zero paperwork to test loan scenarios
✔ Helps reduce loan rejection chances
✔ Promotes financial literacy in real-time
FAQs :
1. Is the Smart Loan Planner free to use?
Yes. It’s 100% free and available to all Vizzve app users.
2. Will checking my EMI affect my credit score?
No. Using the planner does not trigger any credit inquiry.
3. Can I use it multiple times?
Yes, you can try unlimited combinations until you’re satisfied.
4. Does this guarantee loan approval?
No, but it helps you apply wisely—improving your approval odds.
5. Can I save my plan and come back later?
Yes. You can save EMI simulations to review them before applying.
Final Thought
Vizzve’s Smart Loan Planner is your financial test drive.
It puts the power back in your hands—so you never borrow blindly again.
Because at Vizzve, we believe in informed borrowing, transparent lending, and tools that make life easier. So go ahead, try before you borrow — and make every loan a confident step forward.
Published on : 6th August
Published by : SMITA
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed