Dreaming of a car or bike but falling short on budget? A Vehicle Loan can turn that dream into reality without draining your savings. Whether it's your first two-wheeler or an upgrade to a luxury car, Vizzve Finance helps you buy it on your terms – fast, easy, and affordable.
🔍 What Is a Vehicle Loan?
A Vehicle Loan is a secured loan used to purchase new or used cars, bikes, scooters, or commercial vehicles. The vehicle itself acts as collateral until the loan is repaid.
🏍️ Types of Vehicle Loans We Offer
Car Loan (New & Used)
For hatchbacks, sedans, SUVs, EVs, etc.
Up to 100% on-road price financing
Tenure: 1–7 years
Two-Wheeler Loan
For motorcycles, scooters, electric bikes
Loans up to ₹5 lakhs
Quick approval, even for first-time borrowers
Commercial Vehicle Loan
For trucks, vans, tempos, etc.
Ideal for logistics, delivery businesses
Flexible EMI plans
✅ Why Choose Vizzve for Vehicle Loans?
| Feature | Vizzve Advantage |
|---|---|
| Loan Approval Time | Within 24–48 hours |
| Financing Limit | Up to 100% of vehicle cost |
| Documentation | Minimal – Aadhaar, PAN, income proof |
| Interest Rates | Starting from just 8.75%* p.a. |
| Tenure | Up to 7 years |
| CIBIL Score Requirement | As low as 650 accepted |
| Digital Process | 100% paperless, secure & fast |
📜 Documents Required
Aadhaar Card / PAN Card
Bank statements (last 3–6 months)
Income proof (Salary slips or ITR)
Vehicle quotation or invoice
Self-employed and salaried both eligible
🧠 Pro Tips to Get the Best Deal
Check your CIBIL score (above 700 gets better rates)
Choose a shorter tenure to save on interest
Make a higher down payment if possible
Compare EMIs using the Vizzve EMI calculator
Apply during festive offers for lower rates
💬 FAQs – Vehicle Loan India
Q1. Can I get a vehicle loan without income proof?
Yes, under special schemes for students or gig workers with a co-applicant.
Q2. Is 100% financing available?
Yes. Vizzve offers up to 100% on-road price financing for eligible applicants.
Q3. Can I prepay the loan early?
Absolutely. We offer flexible prepayment options with zero or minimal foreclosure charges.
Q4. How soon can I get the loan amount?
Within 24–48 hours after document verification and approval.
Q5. Can I get a loan for a second-hand vehicle?
Yes. Vizzve provides loans for pre-owned vehicles with proper documentation.
🛣️ Drive the Smart Way with Vizzve Finance
Your dream vehicle is just a click away. Don’t delay your journey. Apply for a vehicle loan with Vizzve Finance and experience the joy of ownership with stress-free EMI plans and lightning-fast processing.
🚀 Apply Now at www.vizzve.com or call our loan expert today!
Published on : 22nd July
Published by : SMITA
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed