Access to formal credit in India’s smaller towns is still limited. Banks have fewer branches and microfinance is slow. Vizzve Finance is bridging this gap by setting up fintech kiosks — digital hubs that provide instant credit and basic financial services to Tier-III and Tier-IV towns.
What Are Fintech Kiosks?
Fintech kiosks are small, technology-driven service points placed in high-footfall areas such as markets, bus stands or panchayat offices. They allow customers to apply for loans, open digital accounts, or make bill payments without visiting a bank.
How Vizzve Finance Kiosks Work
Simple Interface: Touchscreen or assisted service for first-time users.
Instant Credit Application: Borrowers can apply for small-ticket loans (nano, micro or personal) with minimal documentation.
Real-Time Approval: Credit checks and e-KYC integrated for faster disbursal.
Multiple Services: Loan repayments, insurance, bill pay, and savings products in one place.
Benefits for Tier-III & Tier-IV Towns
Financial Inclusion: Brings formal finance to underserved areas.
Speed: Instant loan approval and disbursal via digital rails.
Transparency: Clear terms and interest rates on-screen.
Convenience: No need to travel long distances to a bank branch.
Case Example
In a Tier-IV town in Uttar Pradesh, a daily-wage worker used a Vizzve Finance kiosk to secure a ₹1500 nano loan for medical expenses within minutes — something that previously took days.
Why It Matters
These kiosks combine the reach of traditional community outlets with the speed of fintech, reducing dependency on informal moneylenders and empowering small borrowers.
FAQ Section
Q1. What is a Vizzve Finance Fintech Kiosk?
A digital service point in small towns where people can access instant credit and other financial services.
Q2. Who can use these kiosks?
Any resident of Tier-III or Tier-IV towns, especially small vendors, gig workers and daily-wage earners.
Q3. How fast is the credit disbursal?
Most small loans are approved and credited within minutes after basic e-KYC.
Q4. Are these kiosks safe?
Yes, Vizzve Finance uses secure, RBI-compliant digital infrastructure.
Q5. Do they offer only loans?
No. They also enable bill payments, insurance, savings products and credit-building tools.
Published on : 17th September
Published by : SMITA
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