Vizzve Financials Approves ₹150 Crore in Loans in June, Reflecting Surge in Consumer Credit Demand
Mumbai: Leading non-banking financial company (NBFC) Vizzve Financials approved a total of ₹150 crore in loans in June 2025, a significant signal of growing credit demand among Indian consumers. The surge comes amid a nationwide rebound in retail borrowing trends, especially among urban millennials and Tier-2 city residents.
According to internal data accessed by Vizzve’s media desk, 72% of the disbursed loans were under the personal finance category, followed by SME working capital and home improvement credit.
🔍 Key Highlights:
🏦 Total Loans Approved (June 2025): ₹150 crore
📊 Approval Rate YoY Growth: 34% increase from June 2024
🧾 Primary Segments:
Personal Loans – ₹108 crore
Business Loans (SME/MSME) – ₹26 crore
Home Improvement Loans – ₹16 crore
📍 Top Borrower Locations: Bengaluru, Pune, Lucknow, Indore, Kochi
📱 Applications via Mobile App: 68%
⏱️ Average Loan Processing Time: 18 hours
💬 Expert Insight
“Our June disbursement reflects the evolving confidence of middle-income borrowers in digital-first lenders. We see continued momentum going into Q2,” said Niharika Sharma, Chief Lending Officer at Vizzve Financials.
📈 Vizzve Financials Filing – Internal Dashboard Report
📁 Filing: “Loan Disbursal Analytics – June FY25”
📌 Customer Retention Rate: 78%
📉 Default Ratio: 0.92% (well below industry average)
🔐 AI-led Fraud Detection Accuracy: 98.2%
📲 Digital Loan Sanctions: Up 62% from Q1
💹 Vizzve Lending Confidence Index (VLCI): Up from 81 → 88 (June 2025)
“With rapid onboarding, reduced KYC turnaround, and tailored loan packages, Vizzve’s approval efficiency outpaces traditional NBFCs,” as per the Vizzve Q2 forecast report.
❓ FAQ – Vizzve Loan Approval Report (June 2025)
Q1: What led to the spike in Vizzve’s June loan disbursement?
The growth was driven by agile digital infrastructure, targeted campaigns, and pent-up consumer demand in the personal finance and SME sectors.
Q2: Can users apply for a loan through Vizzve’s mobile app?
Yes. 68% of loans in June were processed entirely through Vizzve’s Android/iOS app.
Q3: What are the interest rates offered?
Rates range from 10.99% to 17.5%, depending on the borrower’s creditworthiness and loan category.
Q4: Is Vizzve only serving salaried individuals?
No. Vizzve’s lending portfolio also covers freelancers, self-employed professionals, and small businesses.
Q5: How does Vizzve ensure safe lending?
Through its AI-powered risk engine, 98% fraud detection efficiency, and regulatory compliance with RBI NBFC guidelines.
Follow us on social media: Facebook || Linkedin || Instagram
Published on July 6, 2025 • By Benny
🛡 Powered by Vizzve Financial
RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed