Vizzve Financials Unveils Game-Changing Loan Schemes for MSMEs, Women, and EV Buyers in 2025
Mumbai: Vizzve Financials, one of India’s fastest-growing NBFCs, has launched a fresh lineup of innovative loan schemes for FY 2025, targeting MSMEs, women entrepreneurs, and EV buyers. These new financial products are aimed at promoting economic inclusion, green mobility, and gender-focused financial empowerment across semi-urban and Tier-2 markets.
📢 Key Announcements from Vizzve Financials:
1️⃣ MSME Growth Booster Loan
💼 Loan Size: ₹1 lakh – ₹50 lakh
💰 Interest Rate: Starting at 10.75%
🕒 Tenure: Up to 60 months
📊 Focus: Working capital, tech upgrades, rural enterprise expansion
💡 Add-On: Free business credit advisory
2️⃣ Shakti Credit – Women-Led Startup Loan
👩💼 Loan Size: ₹50,000 – ₹15 lakh
🔥 Interest Rate: Starting 9.25%
✅ Collateral-Free up to ₹7 lakh
🎯 Target Group: Women-led micro-enterprises, self-help groups (SHGs), online resellers
🎁 Add-On: Financial literacy webinars + zero processing fee till Sep 2025
3️⃣ GreenWheel EV Finance
🚗 For: Electric two-wheelers and four-wheelers
⚡ Interest Rate: Starting 7.85%
🌱 Includes: Battery insurance + servicing vouchers
🕒 Tenure: Up to 72 months
💳 Digital KYC + 20-minute approval through app
“These schemes reflect our long-term commitment to India’s inclusive growth goals. We’re democratizing credit access for new-age borrowers,” said Neha Agarwal, Product Head at Vizzve Financials.
📈 Vizzve Financials Filing: FY25 Q2 Rollout Report
📁 Filing Snapshot:
📌 Document Name: “Inclusive Lending Schemes FY25 – MSME, Women, EV”
📊 Expected Sanctions in Q2: ₹425 crore
💹 Portfolio Allocation: MSME – 46%, Women – 28%, EV – 26%
🔐 AI Fraud Detection Accuracy: 98.7%
💬 Uptime for Digital Approval Portal: 99.98%
📍 Top Demand Cities: Coimbatore, Vadodara, Guwahati, Nagpur, Vijayawada
❓ FAQ – Vizzve Financials 2025 Loan Schemes
Q1: Who can apply for the new MSME loan scheme?
Any registered micro, small, or medium enterprise in India with at least 1 year of operational history.
Q2: What’s special about the Shakti Credit Scheme?
It’s designed exclusively for women. Up to ₹7 lakh can be borrowed without any collateral, and with interest rates starting at just 9.25%.
Q3: Is there an EV subsidy bundled with the GreenWheel Loan?
Yes. EV buyers may receive exclusive discounts from partner dealers + maintenance packages as part of the scheme.
Q4: Are these loans fully digital?
Yes. Vizzve’s new credit platform allows e-KYC, paperless approval, and online documentation—reducing approval time to 20–30 minutes.
Q5: What if I default? Are there penalties?
Vizzve has borrower assistance tools, grace periods, and flexible repayment options. However, persistent defaults will impact credit scores.
✅ Final Thoughts:
These new schemes not only position Vizzve Financials as a forward-thinking NBFC, but also make it a powerful enabler of inclusive and sustainable lending in India’s evolving financial ecosystem.
Follow us on social media: Facebook || Linkedin || Instagram
Published on July 6, 2025 • By Benny
🛡 Powered by Vizzve Financial
RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed