Need emergency funds, and don’t have time to wait? With Vizzve, you can get your loan approved and disbursed in just 24 hours—with zero physical paperwork, no branch visits, and maximum transparency. Let’s break down how the lightning-fast process actually works.
Step-by-Step: Vizzve's 24-Hour Loan Process
✅ Step 1: Online Application in 2 Minutes
You start by filling out a quick digital form on Vizzve’s website or app. All you need to provide is:
PAN & Aadhaar
Salary slip or income proof
Bank details
Purpose of the loan (medical, wedding, education, etc.)
✅ Step 2: Real-Time Eligibility Check
Vizzve’s smart algorithm instantly verifies your:
Credit Score
Employment status
Banking activity
You’ll get real-time approval status—no manual delay or back-and-forth!
✅ Step 3: e-KYC & Digital Verification
Next, you complete e-KYC with Aadhaar and PAN authentication. No hard copies, no office visits. It’s:
100% digital
Secure and Aadhaar-based
Completed in under 5 minutes
✅ Step 4: Loan Offer & Agreement
Once verified, you’ll receive a custom loan offer based on your credit profile. After accepting the terms, you sign the agreement digitally.
✅ Step 5: Instant Disbursal
Approved loans are typically disbursed within 24 hours directly into your bank account. In some cases, even within 2–6 hours.
Why Is Vizzve So Fast?
🧠 AI-Based Underwriting
No human bottlenecks. The system auto-evaluates your creditworthiness.
📱 Digital-First Infrastructure
From KYC to EMI setup, the process is built to be mobile-friendly and paperless.
🔁 Pre-Integrated With Banks
Instant loan disbursal APIs reduce wait times.
🧮 Loan Example
| Criteria | Sample Value |
|---|---|
| Loan Amount | ₹1,00,000 |
| Approval Time | 15 minutes |
| Disbursal | Within 6 hours |
| Interest Rate | Starts at 11.99% |
| Tenure | 6 to 36 months |
🧠 Who Can Apply?
Salaried employees (₹15,000+ monthly)
Self-employed professionals
First-time borrowers (with valid credit info)
Anyone needing funds for emergency, education, travel, home improvement, etc.
❓ FAQs
Q. Can I really get the loan in 24 hours?
Yes. If your KYC and income proof are verified smoothly, the loan is disbursed within 24 hours.
Q. What’s the fastest disbursal time?
Many Vizzve customers receive funds in under 6 hours of applying.
Q. Is this a personal loan or instant credit?
It’s a regulated personal loan—disbursed via NBFC partners and RBI-compliant.
Q. What if my credit score is low?
Vizzve’s system evaluates multiple parameters, not just credit score. So you still have a chance.
🏁 Final Thoughts
Vizzve’s 24-hour loan approval isn’t just marketing—it’s technology-powered finance that delivers on its promise. Whether you're facing a medical emergency, unexpected bill, or need quick cash for a big moment, Vizzve gets you the money when you need it—fast, secure, and stress-free.
Published on : 29th July
Published by : SMITA
www.vizzve.com || www.vizzveservices.com
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed