Festivals bring joy, unity, and beautiful memories—but they also come with expenses. Whether it's Diwali gifts, Eid celebrations, Pongal shopping, or Christmas travel, your budget might feel the strain. That’s where a Welfare or Festival Loan from Vizzve Finance steps in—to help you celebrate freely without financial stress.
What is a Festival or Welfare Loan?
A Festival Loan, also known as a Welfare Loan, is a short-term personal loan designed to help you meet expenses during festive occasions. It can be used for:
Home decorations and renovation
New clothes and gifting
Jewelry and electronics purchases
Festive travel or family gatherings
Sweet boxes, food items, and more
Whether it's a government employee or private worker, Vizzve Finance ensures financial comfort during every celebration.
Why Choose Vizzve Finance for Your Festival Loan?
✅ Instant Loan Approval
✅ Loan Amount from ₹10,000 to ₹1 Lakh
✅ Low Interest Rates Starting at 1.2% per month
✅ No Collateral or Guarantor Required
✅ 100% Digital, Hassle-Free Process
✅ Tenure Options of 3 to 12 Months
We make your festivals financially joyful—with flexible EMIs that won’t hurt your pocket.
Key Features of Vizzve’s Festival Loan
| Feature | Vizzve Finance Benefit |
|---|---|
| Loan Type | Short-Term Personal Loan |
| Loan Amount | ₹10,000 – ₹1,00,000 |
| Approval Time | Within 10 minutes |
| Tenure | 3 to 12 months |
| Interest Rate | Starting from 1.2% per month |
| Prepayment Charges | Zero |
| Required Documents | PAN, Aadhaar, Salary Slip |
Perfect for Festivals Like:
🪔 Diwali – Lights, gifts, new appliances
🕌 Eid – Clothing, food, home upgrades
🎄 Christmas – Family dinners, décor, shopping
🏮 Pongal / Sankranti – Home cleaning, travel, gifting
🎉 Navratri / Durga Puja – Traditional wear, jewelry
🛍️ Any local or regional celebration
Documents Required
PAN Card
Aadhaar Card
Last 3 months’ Salary Slips or Bank Statements
Festival expense estimate (optional)
Frequently Asked Questions (FAQs)
1. What is a Welfare Loan?
A welfare loan is a small, purpose-based personal loan meant to support seasonal or cultural spending—usually during festivals or special events.
2. Can I apply just before the festival?
Yes! With Vizzve’s instant approval and 24/7 service, you can apply even a day before your celebration.
3. Are these loans available only for salaried individuals?
Currently, our Festival Loans are tailored for salaried professionals, but we’re expanding our offerings soon.
4. Do I need to submit bills or receipts?
No, it’s an unsecured loan, and you can use it for any purpose related to the festival.
5. Can I repay the loan early?
Absolutely. You can prepay or foreclose your loan at zero extra charge.
Published on : 25th July
Published by : SMITA
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed