You need a personal loan. Fast.
But the paperwork feels confusing.
Here’s the good news: Vizzve keeps it simple and 100% digital.
Let’s break down exactly what you need — and why.
Top Documents Required for a Personal Loan
Whether you’re a salaried employee, freelancer, or self-employed, here are the core documents:
1️⃣ Identity Proof (Any One)
Aadhaar Card
PAN Card
Voter ID
Passport
Driving License
Used to verify who you are and avoid identity fraud.
2️⃣ Address Proof (Any One)
Aadhaar Card (if not used above)
Utility Bills (Electricity/Water/Internet – Last 2 Months)
Rental Agreement
Passport
Voter ID
Helps verify your current residence.
3️⃣ Income Proof
🧑💼 For Salaried Individuals:
Salary slips (last 3 months)
Bank statement (last 6 months)
Form 16 or employment letter (optional)
💼 For Self-Employed:
Bank statement (last 6–12 months)
Income tax returns (last 2 years)
GST registration (if applicable)
Used to assess your repayment capability.
4️⃣ Photograph
Passport-size photo (optional but recommended for KYC)
Vizzve Makes It Easy – Here’s How
🟢 Upload documents digitally from your phone
🟢 No need for physical copies
🟢 Instant document verification
🟢 Apply 24/7 with support at every step
“Your loan shouldn’t be stuck because your paperwork is. Vizzve it, and move on.”
Example Loan Application Journey with Vizzve
| Step | Action |
|---|---|
| 1. | Apply on the app/website |
| 2. | Upload Aadhaar, PAN, and bank statement |
| 3. | Get real-time eligibility |
| 4. | Choose loan terms |
| 5. | Get money in your account in 24–48 hrs |
Pro Tip
Even if you're not salaried, you can still qualify if you show regular income flow through your bank account.
Gig workers, freelancers, and students can apply too — if income is traceable digitally.
FAQs
Q1: Are Aadhaar and PAN mandatory?
Yes — they’re required for basic KYC verification and loan approval.
Q2: What if I don't have salary slips?
Submit bank statements showing salary credit or any regular inflow of money.
Q3: Can I get a loan without income proof?
Rarely. You’ll need to show some form of income (even rental or gig payments) to qualify.
Q4: Do I need to visit a branch?
Not at all. Vizzve’s process is 100% online and verified digitally.
Final Word: Paperwork Shouldn’t Stop Your Progress
A personal loan should be about your needs — not about chasing a dozen documents.
At Vizzve, we believe in simple, secure, and speedy processes.
So if you're ready to apply...
💬 “Just 3 documents. Just 1 app. Just Vizzve it.”
Published on : 28th July
Published by : SMITA
www.vizzve.com || www.vizzveservices.com
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed