Bored of spreadsheets and budgeting apps? Let’s spice things up 🍟
What if your budget looked more like a McDonald’s menu than a boring Excel sheet?
At Vizzve Finance, we’re here to help you visualize your money smarter and tastier. So grab your imaginary tray—we’re serving up financial wisdom in combo meals.
🧾 Your Budget Menu 🍽️
1️⃣ The Burger: Essentials (Fixed Costs)
🍔 Your rent, EMIs, groceries, and basic bills = the main item.
Without this, your meal isn’t complete.
Tip: Keep this portion tight, juicy, and never oversized.
2️⃣ The Fries: Savings
🍟 These golden extras are your monthly savings.
A must-have side that might feel small but adds the perfect balance.
Rule: Save 20% of your income = a full-size fries!
3️⃣ The Drink: Emergency Fund
🥤 That cool drink = your chill pill for unexpected events.
Job loss? Health issue? Use your emergency fund, not your fries or burger!
Tip: Minimum 3–6 months of your burger money.
🍕 Combo Deals: 50-30-20 Rule
Make a Combo Budget like this:
50% Needs – Burger (rent, food, transport)
30% Wants – Dessert (movies, dining out, streaming)
20% Savings – Fries + Emergency Drink
Simple, tasty, and totally balanced.
🍦 Dessert: Luxuries & Guilt-Free Splurges
🎂 Ice cream = that gadget, outfit, or trip you crave.
Have it once in a while—not every day.
Budget Tip: Create a “Fun Wallet” each month to guiltlessly indulge.
🚫 Beware of the Super Size Trap
Just like with fast food, it’s easy to “super-size” your spending without realizing it:
🍕 OTT apps you don’t use
🍫 Swiggy + Zomato addictions
🍹 Weekend splurges every weekend
Solution: Keep a calorie count. Or in this case—an expense tracker (we recommend Vizzve’s free tool 😉).
🔄 Refill Plans = Subscription Budgets
Netflix, gym, Spotify, Prime—all these auto-refill like drinks.
If you’re not using them weekly, cancel them.
Replace with a better deal or bundle your subscriptions like a combo.
📊 Example: ₹50,000 Monthly Income Budget Menu
| Category | Item | Budget ₹ |
|---|---|---|
| 🍔 Essentials | Rent, Groceries, EMI | ₹25,000 (50%) |
| 🍟 Savings | SIPs, FD, RD | ₹10,000 (20%) |
| 🍦 Wants | Fun, Dining, OTT | ₹15,000 (30%) |
❓ FAQs – Budgeting as a Fast-Food Menu
Q: Is this method just for fun or actually useful?
A: It’s fun and useful. It helps visualize priorities and keeps budgeting stress-free.
Q: Can I use this method if I earn irregularly?
A: Yes. Focus on fixed essentials (burger), lock in savings (fries), and shrink the extras (dessert) in tight months.
Q: What tools help with this?
A: Use Vizzve’s Budget Planner—where you can create categories like a real menu 🍽️
🍽️ Vizzve’s Final Bite
Financial planning doesn’t have to be dry and flavorless.
With Vizzve, your money menu gets both taste and structure.
So go ahead, order your budget combo wisely—and don’t forget the savings fries!
Ready to turn your thali into a thriving budget?
Try budgeting the Vizzve way. Deliciously disciplined.
Published on : 18th July
Published by : SMITA
www.vizzve.com || www.vizzveservices.com
Follow us on social media: Facebook || Linkedin || Instagram
🛡 Powered by Vizzve Financial
RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed.