Medical Bills Can Surprise You
Even if you have health insurance, sometimes your hospital expenses exceed the insured limit due to:
Room rent limits
Non-covered procedures
Pre/post hospitalization charges
Out-of-network hospitals
Simple Tips If Your Medical Bill Goes Beyond Insurance
✅ 1. Use Your Emergency Fund
Always keep 3–6 months of expenses saved for emergencies.
✅ 2. Negotiate with Hospital
Ask for a discount on advance payment or installment plan.
✅ 3. Check for Top-Up Health Plans
Top-up insurance plans give extra coverage at low premiums.
✅ 4. Use Vizzve Finance’s Medical Loan
Need quick funds? Vizzve offers instant medical loans with:
Fast approvals
No collateral
Flexible EMIs
Competitive interest rates
✅ 5. Swipe Smartly
If using a credit card, convert to EMI immediately to avoid high interest.
💬 Vizzve Finance Tip:
Don’t delay treatment due to money worries. We offer instant loans for emergency medical bills, even if insurance falls short.
❓ FAQs
Q. Can I take a loan if I already claimed insurance?
Yes. You can apply for a Vizzve personal medical loan anytime.
Q. What’s the interest rate for medical loans?
Rates start from as low as 10%, depending on your profile.
Q. How fast can I get the loan?
You can get funds in as little as 24 hours with Vizzve.
Published on 3rd july
Published : SMITA
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