What is Supply Chain Finance?
Supply Chain Finance (SCF) is a set of financing solutions that help businesses optimize cash flow across the supply chain. It enables suppliers to get early payments and allows buyers to defer payments, improving liquidity for both parties.
Unlike traditional loans, SCF is based on invoices and purchase orders, not on your credit profile.
How Does It Work?
✅ Buyer confirms invoice from supplier
💳 Lender (via Vizzve) pays supplier upfront
📅 Buyer repays lender later on agreed terms
This tri-party arrangement helps all sides maintain healthy cash flow and stronger relationships.
Key Features
| Feature | Details |
|---|---|
| Type | Short-term working capital finance |
| Collateral | Typically unsecured (based on invoices) |
| Loan Size | ₹50,000 to ₹5 Crores |
| Tenure | 30 to 180 days |
| Approval Time | 2–4 working days |
| Best For | Suppliers, wholesalers, distributors |
Benefits of Supply Chain Finance
🚀 Faster payments to suppliers
📈 Improved cash flow without extra debt
🤝 Stronger supplier–buyer trust
📉 Reduced borrowing costs
🧾 Digitized invoice tracking and approval
🏦 Bank/NBFC-led funding through Vizzve Finance
Who Can Use It?
🏭 Manufacturers
🧺 FMCG Suppliers
🛒 Retail Chains
🔧 Auto Parts Suppliers
🏗️ Infrastructure Vendors
🚜 Agri-Based Product Companies
Why Choose Vizzve for Supply Chain Finance?
🔍 Partnered with top banks & NBFCs
💼 Custom SCF solutions for your industry
📲 Fast onboarding & digital documentation
🧠 Advisory for structured invoice financing
📉 Competitive discounting rates
Real Example
Maya Textiles, a Surat-based garment supplier, used Vizzve Finance’s supply chain finance solution to receive early payments from a major fashion retailer. Result? ₹15 lakhs in quicker cash flow and 25% more orders fulfilled in the season.
Documents Required
Business PAN & GST
Buyer–Supplier Agreements
Invoice copies
Bank statement (last 6 months)
KYC of business owner
FAQs
Q1. Is Supply Chain Finance a loan?
No, it's a financing solution where invoices are used as the basis for early payments.
Q2. Is collateral needed?
Usually not. SCF is unsecured and backed by trade flow documents.
Q3. Can small businesses use SCF?
Yes, especially if they have regular buyers or distributors with confirmed invoices.
Published on : 24th July
Published by : SMITA
www.vizzve.com || www.vizzveservices.com
Follow us on social media: Facebook || Linkedin || Instagram
🛡 Powered by Vizzve Financial
RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed