Want to know how long it’ll take to double your money—without using a complicated calculator?
Meet the Rule of 72, a classic formula that gives you a quick estimate of how long an investment will take to grow 2x using compound interest.
Whether you’re investing in mutual funds, FDs, PPFs, or SIPs, the Rule of 72 can help you plan smarter, save earlier, and build wealth faster—especially when you use it with the Vizzve Finance app.
How the Rule of 72 Works
The formula is simple:
72 ÷ Interest Rate = Years to Double Your Money
Let’s say:
You invest in a mutual fund giving 12% annual return.
72 ÷ 12 = 6 years → Your money will double in 6 years.
💡 No spreadsheets. No complex math. Just a handy shortcut that works.
Real-Life Examples (For Indian Users)
| Investment Type | Avg. Return | Time to Double (Rule of 72) |
|---|---|---|
| Bank FD (6.5%) | 6.5% | 72 ÷ 6.5 = ~11 years |
| PPF (7.1%) | 7.1% | 72 ÷ 7.1 = ~10.1 years |
| SIP (12%) | 12% | 72 ÷ 12 = 6 years |
| Equity Funds | 14% | 72 ÷ 14 = ~5.1 years |
📲 Use Vizzve’s Growth Tracker to see this in action with your exact investments.
💡 Why the Rule of 72 Matters
✅ Helps you compare investment options
✅ Encourages long-term thinking
✅ Makes compounding easy to understand
✅ Motivates you to start early
How to Use It With the Vizzve App
Inside the Vizzve app, you can:
🔢 Input your return expectations
📊 Visualize your doubling timeline
🎯 Set custom goals (e.g., double ₹1 lakh in 5 years)
🔔 Get monthly nudges to stay on track
Our tools combine simplicity + smart AI insights, so even beginners can make powerful decisions.
Quick Tips to Double Your Money Faster
Choose higher-return instruments (with acceptable risk)
Start investing earlier—compounding needs time
Avoid debt traps—interest works against you
Use SIPs or automated investing via Vizzve
Reinvest your returns—don’t cash out too early
Final Thought: Time Is Your Best Friend
The Rule of 72 proves one thing:
The earlier you start, the faster you grow.
And with Vizzve Finance, you don’t have to be a math genius or finance expert. You just need to start. 💰📈
published on 1st July
Publisher : SMITA
www.vizzve.com || www.vizzveservices.com
Follow us on social media: Facebook || Linkedin || Instagram
🛡 Powered by Vizzve Financial
RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed.