Yes Bank Q1 Results 2025: Profit Jumps 59%, Net Interest Income at ₹2,371 Crore
Yes Bank has announced its financial results for the first quarter of the financial year 2025 (Q1 FY26), showcasing a strong performance across key financial metrics. The bank reported a 59% year-on-year (YoY) increase in net profit, reflecting robust operational growth and improved asset quality.
Key Financial Highlights
Net Profit: ₹391 crore, up 59% YoY from ₹245 crore in Q1 FY25
Net Interest Income (NII): ₹2,371 crore, showing steady growth compared to ₹2,154 crore in the same quarter last year
Operating Profit: Improved significantly, driven by better cost management and higher income from interest and fees
Non-Performing Assets (NPAs):
Gross NPA: Reduced to 1.7% from 2.2% YoY
Net NPA: Declined to 0.6% from 1.0% YoY
Credit Growth: Loan book expanded by 12% YoY
Deposits: Increased by 16% YoY, indicating stronger consumer and corporate confidence
Management Commentary
Yes Bank's leadership expressed confidence in the bank's turnaround strategy and long-term growth prospects. The improvement in profitability and asset quality reflects prudent lending practices and enhanced operational efficiencies.
Strategic Outlook for FY26
Yes Bank is focused on:
Expanding its retail and SME lending portfolio
Strengthening digital banking infrastructure
Enhancing customer acquisition and retention
Maintaining strong capital adequacy and liquidity ratios
The bank’s strategic realignment towards profitable segments and digital transformation is expected to drive sustainable earnings in upcoming quarters.
Impact on Stock Performance
Following the announcement, Yes Bank’s stock witnessed increased trading activity, reflecting positive investor sentiment. Analysts are optimistic about the bank’s improving fundamentals and long-term prospects.
Frequently Asked Questions (FAQ)
What was Yes Bank’s net profit in Q1 FY26?
Yes Bank reported a net profit of ₹391 crore for Q1 FY26, up 59% year-on-year.
How much Net Interest Income did Yes Bank report in Q1?
The Net Interest Income (NII) for Q1 stood at ₹2,371 crore.
What is the current Gross NPA of Yes Bank?
The Gross NPA has declined to 1.7%, showing improved asset quality.
How has Yes Bank's loan book performed?
Yes Bank’s loan book saw a year-on-year growth of 12%.
Is Yes Bank a good stock to invest in right now?
With improving profitability, declining NPAs, and strong growth outlook, analysts view Yes Bank as a promising recovery story. However, investment decisions should be based on individual financial goals and risk profiles.
Published on: July 19, 2025
Published by: PAVAN
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