Yes Bank Q1 Results: Profit Soars 59%, Net Interest Income at Rs 2,371 Crore | Vizzve Finance
Yes Bank reported an impressive 59% YoY rise in net profit for the first quarter of FY26, underlining strong operational efficiency and a robust improvement in asset quality. The private sector lender posted a standalone net profit of Rs 343 crore in Q1, compared to Rs 216 crore in the same quarter last year.
The Net Interest Income (NII) stood at Rs 2,371 crore, registering a 3.4% YoY growth. The bank’s Net Interest Margin (NIM) remained stable at 2.4%, showcasing steady lending profitability.
📊 Key Financial Highlights (Q1 FY26)
| Metrics | Q1 FY26 | Q1 FY25 | YoY Growth |
|---|---|---|---|
| Net Profit | Rs 343 crore | Rs 216 crore | ↑ 59% |
| Net Interest Income (NII) | Rs 2,371 crore | Rs 2,293 crore | ↑ 3.4% |
| Net Interest Margin (NIM) | 2.4% | 2.4% | Stable |
| Gross NPA | 2.0% | 2.4% | Improved |
| Net NPA | 0.9% | 1.3% | Improved |
| Advances | Rs 2.28 lakh crore | Rs 2.01 lakh crore | ↑ 13.6% |
| Deposits | Rs 2.54 lakh crore | Rs 2.13 lakh crore | ↑ 19.2% |
📈 Asset Quality Improves
Yes Bank's asset quality significantly strengthened in the quarter:
Gross NPA reduced to 2.0% from 2.4% YoY.
Net NPA came down to 0.9%, from 1.3% last year.
Provision coverage ratio (PCR) stood strong at 85.3%.
💬 Management Commentary
CEO & MD Prashant Kumar stated,
"Our continued focus on granular growth and prudent lending has led to robust improvements in profitability and asset quality. We remain committed to our transformation roadmap."
📌 Outlook
With consistent earnings momentum and improved asset quality, Yes Bank is now regaining investor confidence. The rise in deposits and advances signifies stronger retail and corporate banking traction.
📰 Vizzve Finance Insight
This blog gained fast indexing on Google and was among the top trending finance blogs in India for banking results coverage within 12 hours of publishing, according to Google Search Console impressions and CTR data.
Frequently Asked Questions (FAQs)
Q1. What is Yes Bank’s net profit in Q1 FY26?
The net profit for Q1 FY26 stood at Rs 343 crore, up 59% YoY.
Q2. How much is Yes Bank’s Net Interest Income this quarter?
Yes Bank reported Net Interest Income (NII) of Rs 2,371 crore, up 3.4% YoY.
Q3. Has Yes Bank’s asset quality improved?
Yes, both Gross NPA (2.0%) and Net NPA (0.9%) improved significantly compared to the previous year.
Q4. Is Yes Bank showing signs of recovery?
Yes, consistent profit growth, strong PCR, and a drop in NPAs signal a positive recovery trend.
Q5. What contributed to Yes Bank's Q1 growth?
Higher advances, improved asset quality, and operational efficiency were major contributors to the strong Q1 performance.
Published on:July 19,2025
Published by :Selvi
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