At Vizzve, we don’t just lend — we listen.
Here are the most common questions our customers ask — with straight answers, no dodging.
❓1. Is Vizzve a real loan provider or just another app?
✅ Yes, we’re real.
Vizzve is a registered NBFC (Non-Banking Financial Company) compliant with RBI guidelines. We offer legit, audited, secure personal loans.
❓2. Why do you need my Aadhaar and PAN?
📲 These documents help us:
Verify your identity
Prevent fraud
Speed up KYC (Know Your Customer)
🔐 We don’t share or misuse your data — it’s fully encrypted.
❓3. Will checking my eligibility affect my credit score?
🟢 No.
Just checking your eligibility on the app doesn’t impact your score. Only when you proceed with a loan does a formal bureau check happen.
❓4. How much can I borrow on my first loan?
💰 Typically between ₹3,000 to ₹50,000, based on:
Your income
Credit history
Risk profile
Repeat borrowers may get up to ₹2 Lakhs.
❓5. What’s your interest rate? Is it high?
📉 Interest starts from 1.5% per month, depending on the loan term and profile.
We show full cost upfront — no hidden fees, no fine print surprises.
❓6. Can I repay early? Are there prepayment charges?
🙌 Yes, and no extra charges!
Paying early:
Saves interest
Improves your credit score
Unlocks better offers on your next loan
❓7. What if I miss a payment? Will someone come to my house?
😓 Missing payments hurts your credit score — but no one will come knocking.
We:
Send polite reminders
Offer flexible repayment support
Encourage responsible borrowing — no harassment
❓8. How long does it take to get the money after approval?
⚡ Usually within 3–5 minutes.
Your bank account gets credited instantly once your loan is approved.
Some delays can happen due to banking hours or verification issues.
❓9. Can I talk to a real person for help?
🙋♂️ Yes — via:
In-app chat
Regional language support teams
You're not just chatting with bots — real support, real fast.
❓10. Why was my loan rejected?
🚫 Rejections happen due to:
Incomplete details
Incomplete KYC
Suspicious activity or duplicate applications
But we’ll always tell you why — and how to try again.
Bonus: Real Customer Comment
“I thought this was another shady app. But the team called me, helped with KYC, and I had the loan within 10 minutes!”
— Renu, Chennai
Final Word
At Vizzve, we know that trust builds brands.
So we keep it clear, simple, and honest — just like how lending should be.
Published on : 30th July
Published by : SMITA
www.vizzve.com || www.vizzveservices.com
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RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed