Taking your first-ever loan might feel overwhelming.
Will I get approved?
What if I don’t have a credit score?
What documents do I need?
At Vizzve, we understand the anxiety — and we’re here to simplify it.
The good news? Getting your first loan is easier than you think — if you follow a few smart steps.
✅ Why First-Time Applicants Get Nervous
No credit history = unknown borrower
Fear of rejection or delay
Confusion about documents, loan types, and eligibility
But here’s the truth: NBFCs like Vizzve actually love first-time borrowers.
Why? Because you’re a clean slate — and many of you repay responsibly.
🌟 How Vizzve Makes Your First Loan Journey Smooth
1. ✅ No Credit Score? No Problem
We approve many first-time loans even with no CIBIL score.
Instead, we look at:
Bank statement activity
Salary/income consistency
UPI/spending history
2. ✅ Simple Online Process – No Office Visits
No queues. No paperwork chaos.
Just:
PAN + Aadhaar
Bank statement (3–6 months)
One selfie for KYC
Vizzve verifies everything digitally — approval can happen in under 24 hours.
3. ✅ Small Ticket Loans to Build Trust
We start you off with starter loans (₹10,000–₹50,000).
These are:
Easier to repay
Great to build your credit profile
Often approved in 1 hour
Repay your first loan well, and you unlock higher limits and lower interest in the future.
4. ✅ 100% Transparent Terms
No hidden charges.
No confusing interest math.
Our dashboard shows:
Exact EMI
Due dates
Total interest paid
You stay in control — always.
📊 First-Time Loan vs Traditional Loan – Vizzve Advantage
| Feature | Traditional Banks | Vizzve |
|---|---|---|
| Credit Score Required | ✅ Yes | ❌ No |
| Speed | ⏳ 3–7 days | ⚡ Within 24 hrs |
| Collateral | Sometimes | ❌ Not Needed |
| Paperwork | Heavy | Light & Digital |
| First-Time Friendly | ❌ No | ✅ Absolutely |
🎯 What to Prepare Before You Apply
✅ PAN + Aadhaar linked to mobile
✅ Bank account with regular income/activity
✅ Good UPI or salary flow for past 3 months
Optional bonus: Show digital wallet activity (like Paytm, PhonePe, etc.) to boost trust.
💬 Vizzve Says:
“Your first loan is the start of your credit journey.
Let’s make it stress-free, fast, and empowering.”
❓FAQs
Q1: What if I have never taken any loan before?
That’s okay. We assess your bank behavior and help you get approved without a prior score.
Q2: How fast will I get the money?
In most cases, within 24 hours after KYC verification.
Q3: What happens if I repay on time?
Your credit score improves, and you get access to bigger loans at lower interest.
Published on : 28th July
Published by : SMITA
www.vizzve.com || www.vizzveservices.com
Follow us on social media: Facebook || Linkedin || Instagram
🛡 Powered by Vizzve Financial
RBI-Registered Loan Partner | 10 Lakh+ Customers | ₹600 Cr+ Disbursed